PSB Holdings says Q4 EPS hits record high, to move to quarterly div

PSB Holdings

26/01/2026 13:38

Overview

Wisconsin community bank's Q4 EPS rose to $0.97, marking record earnings

Net interest income increased to $11.7 mln, reflecting stronger net interest margin

Company to shift from semi-annual to quarterly dividend payments

Outlook

PSB anticipates credit improvement to enhance interest income in the first half of 2026

Company benefits from current interest rate environment with higher loan yields

PSB to institute quarterly dividend payments, reflecting confidence in profitability

Result Drivers

NET INTEREST MARGIN - Improved due to lower funding costs and higher loan yields, aided by Federal Reserve's rate cuts

NON-INTEREST INCOME - Increased due to higher mortgage banking income and higher investment and insurance sales commissions

NON-INTEREST EXPENSES - Decreased mainly due to reduced benefit plan expenses

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.97
Q4 Net Income
$4.02 mln
Q4 Net Interest Income
$11.73 mln
Q4 Basic EPS
$0.97
Q4 Pretax Profit
$4.90 mln


Press Release: ID:nGNX2g6Mnk

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)