Brief: Radian Group Q2 EPS USD 1.02

Radian

30/07/2025 21:30

Overview

Radian Q2 revenue of $318 mln beats analyst expectations, per LSEG data

Net income for Q2 at $142 mln, diluted EPS $1.02

Primary mortgage insurance in force hits record $276.7 bln

 Repurchased $223 million of shares during the second quarter and paid $35 million of dividends

Outlook

Company highlights favorable credit trends as key driver for future earnings

Result Drivers

MORTGAGE INSURANCE GROWTH - Primary mortgage insurance in force reached a record high of $276.7 bln, contributing to future earnings potential

DEFAULT RATE DECLINE - Default rate decreased from the prior quarter, driven by favorable credit trends

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Revenue
Beat
$318 mln
$238.90 mln (3 Analysts)
Q2 EPS
$1.02
Q2 Net Income
$142 mln
Q2 Adjusted Operating Income
$173 mln
Q2 Adjusted ROE
12.4%
Q2 Pretax Profit
$175 mln
Q2 ROE
12.5%


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 1 "strong buy" or "buy", 5 "hold" and 1 "sell" or "strong sell"

The average consensus recommendation for the property & casualty insurance peer group is "buy."

Wall Street's median 12-month price target for Radian Group Inc is $37.50, about 9.5% above its July 29 closing price of $33.94

The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nBw6D0t6ha

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)