United Bancshares Q3 net income rises on loan growth

United Bancshares

23/10/2025 21:43

Overview

United Bancshares Q3 net income rises to $2.99 mln

Net interest margin for Q3 improves to 3.76% from 3.12% in 2024

Company announces $0.23 dividend, 22.8% of Q3 net income

Outlook

Company did not provide specific financial guidance for future quarters or the full year in the press release

Result Drivers

LOAN AND DEPOSIT GROWTH - United Bancshares reports $37.9 mln loan growth and $11.5 mln core deposit growth, contributing to improved financial results

NET INTEREST INCOME - A $6.5 mln increase in net interest income drove the rise in net interest margin to 3.76%

ASSET QUALITY - Asset quality metrics remain strong with stable non-performing and classified loans, and low charge-offs

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Net Income
$3 mln
Q3 Dividend
$0.23
Q3 Net Interest Margin
3.76%


Press Release: ID:nPn1gDDkVa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)