United Bancshares Q3 profit jumps on higher net interest income

United Bancshares

21/10/2026 21:39

Overview
U.S. regional bank's Q3 net income and EPS rose sharply yr/yr
Company raised quarterly dividend by 13% to $0.26 per share
Net interest margin improved to 3.87% from 3.76% a year earlier

Outlook
Company did not provide specific financial guidance for future quarters or full year in its press release

Result Drivers
NET INTEREST INCOME – Higher interest income and a wider net interest margin lifted quarterly net interest income
LOAN AND CORE DEPOSIT GROWTH – Loans and core deposits increased from year-end, supporting balance-sheet expansion
OPERATING COSTS – Lower non-interest expenses partly offset higher credit-loss provisions

Company press release: ID:nPn9227vra

Key Details
Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Net Income
 
$5.20 mln
 
Q3 Dividend
 
$0.26
 
Q3 Net Interest Margin
 
3.87%
 

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)