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    UBLS — United Bank Cashflow Statement

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    FinancialsHighly SpeculativeMid CapNeutral
    Balance sheetIncome statementCashflow
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    Annual cashflow statement for United Bank, fiscal year end - December 31st, PKR millions except per share, conversion factor applied.

    C2020
    December 31st
    2021
    December 31st
    R2022
    December 31st
    2023
    December 31st
    2024
    December 31st
    Period Length:12 M12 M12 M12 M12 M
    Source:ARSARSARSARSARS
    Standards:
    PAS
    PAS
    PAS
    PAS
    PAS
    Status:FinalFinalFinalFinalFinal
    Net Income/Starting Line34,36552,09668,456110,585145,037
    Depreciation
    Amortisation
    Non-Cash Items2,480-69816,368-2,762-20,572
    Unusual Items
    Equity in Net Earnings/Losses
    Other Non-Cash Items
    Changes in Working Capital326,675270,674-195,3752,962,1071,422,119
    Loan Loss Provision
    Change in Other Assets
    Change in Other Liabilities
    Other Operating Cash Flow
    Gains / Losses on Investment Securities
    Gains / Losses on Loans
    Cash from Operating Activities368,949327,927-103,7693,077,8761,555,976
    Capital Expenditures-3,057-3,833-6,516-8,913-16,616
    Purchase of Fixed Assets
    Other Investing Cash Flow Items-354,124-281,550-13,073-2,855,315-1,421,893
    Sale of Business
    Sale of Fixed Assets
    Sale/Maturity of Investment
    Change in Net Investments
    Purchase of Investments
    Other Investing Cash Flow
    Cash from Investing Activities-357,180-285,383-19,589-2,864,228-1,438,509
    Total Cash Dividends Paid
    Net Issuance / Retirement of Debt
    Cash from Financing Activities-10,376-26,341-20,846-62,583-57,449
    Foreign Exchange Effects
    Beginning Cash Balance
    Ending Cash Balance
    Net Change in Cash1,39316,203-120,949175,18058,353