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    UBLS — United Bank Cashflow Statement

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    Annual cashflow statement for United Bank, fiscal year end - December 31st, PKR millions except per share, conversion factor applied.

    2021
    December 31st
    R2022
    December 31st
    2023
    December 31st
    2024
    December 31st
    2025
    December 31st
    Period Length:12 M12 M12 M12 M12 M
    Source:ARSARSARSARSARS
    Standards:
    PAS
    PAS
    PAS
    PAS
    PAS
    Status:FinalFinalFinalFinalFinal
    Net Income/Starting Line52,09668,456110,585145,037291,108
    Depreciation
    Amortisation
    Non-Cash Items-69816,368-2,762-20,5726,122
    Unusual Items
    Equity in Net Earnings/Losses
    Other Non-Cash Items
    Changes in Working Capital270,674-195,3752,962,1071,422,1193,958,950
    Loan Loss Provision
    Change in Other Assets
    Change in Other Liabilities
    Other Operating Cash Flow
    Gains / Losses on Investment Securities
    Gains / Losses on Loans
    Cash from Operating Activities327,927-103,7693,077,8761,555,9764,276,274
    Capital Expenditures-3,833-6,516-8,913-16,616-153,632
    Purchase of Fixed Assets
    Other Investing Cash Flow Items-281,550-13,073-2,855,315-1,421,893-3,810,922
    Sale of Business
    Sale of Fixed Assets
    Sale/Maturity of Investment
    Change in Net Investments
    Purchase of Investments
    Other Investing Cash Flow
    Cash from Investing Activities-285,383-19,589-2,864,228-1,438,509-3,964,554
    Total Cash Dividends Paid
    Net Issuance / Retirement of Debt
    Cash from Financing Activities-26,341-20,846-62,583-57,449-76,536
    Foreign Exchange Effects
    Beginning Cash Balance
    Ending Cash Balance
    Net Change in Cash16,203-120,949175,18058,353236,583