UBLS — United Bank Income Statement

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Annual income statement for United Bank, fiscal year end - December 31st, PKR millions except per share, conversion factor applied.

	2020 December 31st	2021 December 31st	2022 December 31st	2023 December 31st	2024 December 31st
Period Length:	12 M	12 M	12 M	12 M	12 M
Source:	ARS	ARS	ARS	ARS	ARS
Standards:	PAS	PAS	PAS	PAS	PAS
Status:	Final	Final	Final	Final	Final
Interest Income
Interest Expense
Net Interest Income	77,073	74,736	107,743	148,975	173,548
Loan Loss Provision
Net Interest Income After Loan Loss Provision	61,285	74,053	111,120	154,196	162,662
Non Interest Income
Non Interest Expense
Net Income Before Taxes	34,382	52,167	68,435	110,585	145,037
Provision for Income Taxes
Net Income After Taxes	20,805	30,693	32,061	56,471	74,839
Minority Interest
Net Income Before Extraordinary Items
Extraordinary Items
Net Income	20,938	30,409	31,535	55,145	75,156
Income Available to Common Shareholders Excluding Extraordinary Items
Income Available to Common Shareholders Including Extraordinary Items
Diluted Net Income	20,938	30,409	31,535	55,145	75,156
Diluted Weighted Average Shares
Basic EPS Including Extraordinary Items
Diluted EPS Including Extraordinary Items
Diluted EPS Excluding Extraordinary Items
Normalised Income Before Taxes
Normalised Income After Taxes
Normalised Income Available to Common Shareholders
Diluted Normalised EPS	4.35	6	7.76	10.6	15.2
Dividends per Share