Upstart Holdings Inc reports results for the quarter ended December 31 - Earnings Summary

Upstart Holdings

11/02/2025 22:42

* Upstart Holdings Inc  UPST.OQ  reported quarterly adjusted
earnings of 26 cents​​ per share for the quarter ended December
31, higher than the same quarter last year, when the company
reported EPS of -11 cents.  The mean expectation of
fourteen analysts for the quarter was for a loss of 4 cents per
share. Wall Street expected results to range from -7 cents to 3
cents per share.
    * Revenue rose 30.4% to $199.28 million from a year ago;
analysts
expected $182.09 million. 
    * Upstart Holdings Inc's reported EPS for the quarter was a
loss
of 3 cents​.
    * The company reported a quarterly loss of $2.76 million.
    * Upstart Holdings Inc shares had risen by 15.2% this
quarter.

FORECAST CHANGES
    * The mean earnings estimate of analysts had fallen by
about 1.9%
in the last three months.​ 
    * In the last 30 days, two analysts negatively revised
earnings
estimates

RECOMMENDATIONS
    * The current average analyst rating on the shares is "hold"
and
the breakdown of recommendations is 5 "strong buy" or "buy," 6
"hold" and 5 "sell" or "strong sell." 
    * The average consensus recommendation for the consumer
lending
peer group is also "hold"

Wall Street's median 12-month price target for Upstart Holdings
Inc is $65.00 
This summary was machine generated from LSEG data February 11 at
10:42 p.m. UTC. ​All figures in US dollars unless otherwise
stated. (For questions concerning the data in this report,
contact Estimates.Support@lseg.com. For any other questions or
feedback, contact RefinitivNewsSupport@thomsonreuters.com) QUARTER ENDING    ESTIMATE       ACTUAL         BEAT, MET,
                                                 MISSED
 Dec. 31 2024      -0.04          0.26           Beat
 Sep. 30 2024      -0.15          -0.06          Beat
 Jun. 30 2024      -0.39          -0.17          Beat
 Mar. 31 2024      -0.39          -0.31          Beat