UPST — Upstart Holdings Share Price
- $3.66bn
- $4.19bn
- $513.56m
- 36
- 18
- 91
- 46
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 1,238.48 | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | n/a | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 6.15 | ||
Price to Tang. Book | 7.06 | ||
Price to Free Cashflow | n/a | ||
Price to Sales | 6.9 | ||
EV to EBITDA | n/a |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | -11.77% | ||
Return on Equity | -32.73% | ||
Operating Margin | -40.41% |
Financial Summary
Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 164.19 | 233.42 | 848.59 | 842.44 | 513.56 | 567.91 | 725.91 | 38.9% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | n/a | n/a | +1668.94 | n/a | n/a | n/a | n/a | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture.
Directors
- Dave Girouard CHM (55)
- Paul Gu CFD (30)
- Anna Counselman CFD (40)
- Sanjay Datta CFO (47)
- Alison Nicoll GCN (49)
- Sukhinder Singh Cassidy LED (51)
- Jeff Huber DRC
- Kerry Cooper IND (49)
- Mary Hentges IND (62)
- Ciaran O Kelly IND (52)
- Hilliard Terry IND (51)
- Last Annual
- December 31st, 2023
- Last Interim
- June 30th, 2024
- Incorporated
- December 9th, 2013
- Public Since
- December 16th, 2020
- No. of Shareholders
- 160
- No. of Employees
- 1,388
- Sector
- Banking Services
- Industry
- Financials
- Exchange
- NASDAQ Global Select Market
- Shares in Issue
- 89,513,590
- Address
- 2950 S. Delaware Street, Suite 300, SAN MATEO, 94403
- Web
- Phone
- +1 6502041000
- Auditors
- Deloitte & Touche LLP
Upcoming Events for UPST
Q4 2024 Upstart Holdings Inc Earnings Release
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FAQ
As of Today at 23:55 UTC, shares in Upstart Holdings are trading at $40.85. This share price information is delayed by 15 minutes.
Shares in Upstart Holdings last closed at $40.85 and the price had moved by +48.06% over the past 365 days. In terms of relative price strength the Upstart Holdings share price has outperformed the S&P500 Index by +10.64% over the past year.
The overall consensus recommendation for Upstart Holdings is Sell. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreUpstart Holdings does not currently pay a dividend.
Upstart Holdings does not currently pay a dividend.
Upstart Holdings does not currently pay a dividend.
To buy shares in Upstart Holdings you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $40.85, shares in Upstart Holdings had a market capitalisation of $3.66bn.
Here are the trading details for Upstart Holdings:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: UPST
Based on an overall assessment of its quality, value and momentum Upstart Holdings is currently classified as a Momentum Trap. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Upstart Holdings is $26.08. That is 36.16% below the last closing price of $40.85.
Analysts covering Upstart Holdings currently have a consensus Earnings Per Share (EPS) forecast of -$0.67 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Upstart Holdings. Over the past six months, its share price has outperformed the S&P500 Index by +38.83%.
As of the last closing price of $40.85, shares in Upstart Holdings were trading +36.53% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Upstart Holdings PE ratio based on its reported earnings over the past 12 months is 1238.48. The shares last closed at $40.85.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Upstart Holdings' management team is headed by:
- Dave Girouard - CHM
- Paul Gu - CFD
- Anna Counselman - CFD
- Sanjay Datta - CFO
- Alison Nicoll - GCN
- Sukhinder Singh Cassidy - LED
- Jeff Huber - DRC
- Kerry Cooper - IND
- Mary Hentges - IND
- Ciaran O Kelly - IND
- Hilliard Terry - IND