Brief: Usio Q2 Adjusted EBITDA USD 500 Thousand Vs. IBES Estimate USD 754.2 Thousand

Usio

06/08/2025 21:01

Overview

Usio Q2 revenue down 1% yr/yr, missing analyst expectations, per LSEG data

Adjusted EBITDA misses estimates, reflecting increased SG&A expenses

Total payment dollars processed up 15%, driven by ACH and PINless debit growth

Outlook

Usio adjusts revenue guidance to 5-12% growth for 2025

Company expects continued positive adjusted EBITDA for 2025

Usio anticipates lower SG&A expenses in second half of 2025

Company sees better financial position in second half of 2025

Result Drivers

ACH GROWTH - ACH and complementary services revenue increased 33% due to higher transaction volumes and new business

PREPAID CARD DECLINE - Prepaid card services revenue fell 26% following the loss of a significant downstream customer

MARGIN EXPANSION - Gross margin improved by 185 basis points due to efficiency and productivity enhancements

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Revenue
Miss
$20 mln
$22.50 mln (4 Analysts)
Q2 EPS
-$0.01
Q2 Net Income
-$400,000
Q2 Adjusted EBITDA
Miss
$500,000
$754,200 (4 Analysts)

Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", no "hold" and 1 "sell" or "strong sell"

The average consensus recommendation for the business support services peer group is "buy"

Wall Street's median 12-month price target for Usio Inc is $5.50, about 65.5% above its August 5 closing price of $1.90

The stock recently traded at 19 times the next 12-month earnings vs. a P/E of 13 three months ago

Press Release: ID:nGNX7GfvVK

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)