Fintech firm Usio's Q1 revenue, adj EBITDA beat estimates

Usio

13/05/2026 21:13

Overview

U.S. fintech payment processor's Q1 revenue rose 16%, beating analyst expectations

Adjusted EBITDA for Q1 was $0.8 mln, beating consensus by 12%

Company repurchased 182,000 shares during the quarter

Outlook

Usio expects another year of profitable, double-digit growth in fiscal 2026

Company expects gross margins to improve over the balance of the year

SG&A expenses are not expected to materially increase in 2026

Result Drivers

CREDIT CARD AND PAYFAC GROWTH - Credit card revenues rose 23%, driven by strong volumes and PayFac business now accounting for nearly 80% of segment revenue

ACH VOLUME SURGE - ACH revenues increased 25% as transaction and dollar volumes hit record highs, supported by new and organic business

OUTPUT SOLUTIONS ACCELERATION - Output Solutions revenue grew 19% with a 41% increase in electronic documents processed and delivered

Company press release: ID:nGNX8ybYCw

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q1 Revenue
Beat
$25.5 mln
$23.20 mln (4 Analysts)
Q1 EPS
$0
Q1 Net Income
$122,503
Q1 Adjusted EBITDA
$800,000


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", no "hold" and 1 "sell" or "strong sell"

The average consensus recommendation for the business support services peer group is "buy"

Wall Street's median 12-month price target for Usio Inc is $5.75, about 349.2% above its May 12 closing price of $1.28

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)