Waterstone Financial Q4 net income rises

Waterstone Financial

28/01/2026 21:25

Overview

U.S. bank holding company's Q4 net income rose yr/yr, driven by higher net interest margin

Community Banking segment's net interest income grew 20.4% yr/yr

Mortgage Banking segment returned to profitability with $900,000 pre-tax income

Outlook

Company did not provide specific guidance for future quarters or the year in its press release

Result Drivers

NET INTEREST INCOME - Community Banking segment's net interest income rose 20.4% due to higher loan yields and reduced cost of funds

MORTGAGE BANKING PROFITABILITY - Mortgage Banking segment returned to profitability with increased refinance activity as rates decreased

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Net Income
$7.71 mln
Q4 Net Interest Income
$15.71 mln
Q4 Credit Loss Provision
-$558,000


Press Release: ID:nGNX1gHPHY

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)