Chinese financial services firm Yiren Digital's Q2 revenue up 10%

Yiren Digital

21/08/2025 11:46

Overview

Yiren Digital Q2 2025 revenue rises 10% yr/yr, driven by financial services growth

Net income for Q2 2025 reaches RMB 357.5 mln, marking return to profitability

Insurance brokerage revenue declines 36% due to lower commission rates

Outlook

Yiren Digital projects Q3 2025 revenue between RMB1.4 bln and RMB1.6 bln

Company anticipates loan growth from domestic and international markets

Yiren Digital aims for further market penetration into new customer segments

Result Drivers

LOAN GROWTH - Total loans facilitated rose 34% qtr-on-qtr to RMB20.3 bln, driven by strong demand for small revolving loan products

BORROWER INCREASE - Number of borrowers served grew by 19% qtr-on-qtr, reaching 1.64 mln, due to high demand for small revolving loans

INSURANCE PREMIUMS - Gross written premiums rose 6% qtr-on-qtr to RMB850.1 mln, attributed to recovery post regulatory changes

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Revenue
RMB 1.65 bln
Q2 Net Income
RMB 357.54 mln
Q2 Adjusted EBITDA
RMB 351.40 mln
Q2 Pretax Profit
RMB 425.85 mln


Press Release: ID:nPn3fHlQFa

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)