- $428.00m
- -$371.87m
- CNY4.90bn
- 76
- 99
- 86
- 99
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.38 | ||
| Price to Tang. Book | 0.38 | ||
| Price to Free Cashflow | 1.43 | ||
| Price to Sales | 0.63 | ||
| EV to EBITDA | -1.03 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 25.25% | ||
| Return on Equity | 29.47% | ||
| Operating Margin | 53% | ||
Financial Summary
| Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | CNYm | 8,776.18 | 3,961.96 | 4,477.93 | 3,434.62 | 4,895.63 | n/a | n/a | -16.29% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -26.96 | n/a | n/a | +12.51 | +70.88 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Yiren Digital Ltd is a holding company mainly engaged in the operation of a digital personal financial management platform, and the provision of holistic wealth solutions, credit and financial solutions to individual borrowers and small business owners. The Company operates through three segments. The Yiren Wealth segment is engaged in the operation of a wealth solution platform for the mass affluent population and provides comprehensive wealth solutions. The Yiren Credit segment is engaged in the operation of a credit-tech platform that provides individual borrowers and small business owners with a full spectrum of online and offline, multi-channel loan products. The Others segment is engaged in the electronic commerce business that provides products such as skin care and beauty, electronics and appliances and allow users to finance purchases through loan products, while providing customized non-financial products and services. The Company is also engaged in the insurance business.
Directors
- Ning Tang CHM (47)
- Na Mei CFO (40)
- George Liu CRO (58)
- Yu Cong DRC (52)
- Jingsheng Huang DRC (63)
- Tina Ju DRC (56)
- Qing Li DRC (44)
- Chaomei Chen IND (62)
- Hao Li IND (42)
- Sam Hanhui Sun IND (48)
- Last Annual
- December 31st, 2023
- Last Interim
- December 31st, 2023
- Incorporated
- September 28th, 2014
- Public Since
- December 18th, 2015
- No. of Employees
- 1,064
- Sector
- Banking Services
- Industry
- Financials
- Exchange
New York Stock Exchange- Shares in Issue
- 177,225,898
- Address
- 10/F, Building 9,, BEIJING, 100022
- Web
- https://ir.yiren.com/
- Phone
- +86 1052361830
- Auditors
- Wei, Wei & Co., LLP
Upcoming Events for YRD
Q2 2024 Yiren Digital Ltd Earnings Release
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FAQ
What is the Yiren Digital share price?
As of Today at 19:25 UTC, shares in Yiren Digital are trading at $4.83. This share price information is delayed by 15 minutes.
How has the Yiren Digital share price performed this year?
Shares in Yiren Digital last closed at $4.83 and the price had moved by +127.83% over the past 365 days. In terms of relative price strength the Yiren Digital share price has outperformed the S&P500 Index by +89.59% over the past year.
What are the analyst and broker recommendations for Yiren Digital?
The overall consensus recommendation for Yiren Digital is Sell. You can view the full broker recommendation list by unlocking its StockReport.
What is the Yiren Digital dividend yield?
Yiren Digital does not currently pay a dividend.
Does Yiren Digital pay a dividend?
Yiren Digital does not currently pay a dividend.
When does Yiren Digital next pay dividends?
Yiren Digital does not currently pay a dividend.
How do I buy Yiren Digital shares?
To buy shares in Yiren Digital you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Yiren Digital?
As of the previous close price of $4.83, shares in Yiren Digital had a market capitalisation of $428.00m.
Where are Yiren Digital shares listed?
Here are the trading details for Yiren Digital:
- Country of listing: United States
- Exchange: NYQ
- Ticker Symbol: YRD
What kind of share is Yiren Digital?
Based on an overall assessment of its quality, value and momentum Yiren Digital is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Yiren Digital share price forecast for 2024?
We could not find analyst target price data for this security.
What is the trend in the Yiren Digital share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Yiren Digital. Over the past six months, its share price has outperformed the S&P500 Index by +86.39%.
As of the last closing price of $4.83, shares in Yiren Digital were trading +42.4% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Yiren Digital PE Ratio?
The Yiren Digital PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $4.83.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Yiren Digital?
Yiren Digital's management team is headed by:
- Ning Tang - CHM
- Na Mei - CFO
- George Liu - CRO
- Yu Cong - DRC
- Jingsheng Huang - DRC
- Tina Ju - DRC
- Qing Li - DRC
- Chaomei Chen - IND
- Hao Li - IND
- Sam Hanhui Sun - IND