Fintech Yiren Digital's Q3 revenue up 5% on financial services unit strength

Yiren Digital

25/11/2025 10:39

Overview

Yiren Digital Q3 2025 revenue grows 5% yr/yr, driven by financial services segment

Net income for Q3 2025 decreases due to upfront provisions and declining fee rates

Company reports 51% increase in loans facilitated in Q3 2025 compared to last year

Outlook

Yiren Digital projects Q4 2025 revenue between RMB1.4 bln and RMB1.6 bln

Result Drivers

LOAN DEMAND - Persistent demand for small revolving loan products and higher repeat borrowing rate drove financial services revenue growth

CREDIT POLICY - Strategic tightening of credit policy led to a decrease in the number of borrowers due to industry-wide credit risk fluctuations

INSURANCE GROWTH - Internet insurance and renewal premiums drove growth in gross written premiums despite a year-over-year decrease

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Revenue
RMB 1.55 bln
Q3 Net Income
RMB 317.64 mln
Q3 Adjusted EBITDA
RMB 236.80 mln
Q3 Pretax Profit
RMB 373.69 mln


Press Release: ID:nPn4rn9KBa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)