Insurer Waterdrop's Q4 revenue surges

Waterdrop

25/03/2026 10:13

Overview

China insurance and healthcare tech platform's Q4 revenue more than doubled yr/yr

Adjusted net profit for Q4 rose

Company declared US$10.8 mln cash dividend and repurchased 60.7 mln ADSs

Outlook

Company says it will leverage AI to accelerate scale and strengthen competitive position

Result Drivers

INSURANCE TECHNICAL SERVICES - Q4 insurance-related income surged 125% yr/yr, mainly due to increased technical service income

AI DEPLOYMENT - Co said expanded use of AI models across insurance operations enhanced efficiency and scalability

Company press release: ID:nPnc6Zg9a

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Operating Revenue
RMB 1.41 bln
Q4 Adjusted Net Income
RMB 170.20 mln
Q4 Net Income
RMB 162.10 mln
Q4 Operating Income
RMB 83.86 mln


Analyst Coverage

The current average analyst rating on the shares is "strong buy" and the breakdown of recommendations is 3 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the multiline insurance & brokers peer group is "buy."

Wall Street's median 12-month price target for Waterdrop Inc is $2.40, about 43.7% above its March 24 closing price of $1.67

The stock recently traded at 85 times the next 12-month earnings vs. a P/E of 19 three months ago

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)