REG - LendInvest SI. II LendInvest - LIV3 - Portfolio Analysis of Loan LIV3

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RNS Number : 6583C  LendInvest Secured Income II  30 April 2026

Analysis of the Loan Portfolio - LIV3

 

Portfolio Analysis of Loan Portfolio to be prepared in accordance with
Condition 5(f) and published on the website of the Guarantor within 30 days of
each Quarter Date.

 

Terms used but not defined in this analysis shall be as defined in the terms
and conditions as set out in the Prospectus dated 12 July 2022 relating to the
£1 billion Euro Medium Term Note Programme of LendInvest Secured Income II
plc.

 

As at 31st March 2026 the Portfolio comprised:

 

 1.     Total aggregate Value of Eligible Loans:                                       £21.7m

        …..of which bridging loans:                                                    £13.6m

        …..of which regulated loans:                                                   £0
        ….of which buy-to-let loans:                                                   £0
        ….of which intercompany loan                                                   £8.1m
 2.     Total number of Eligible Loans:                                                47
        …..of which bridging loans:                                                    45
        …..of which regulated loans:                                                   0
        ….of which buy-to-let loans:                                                   0
        ….of which intercompany loans                                                  2
 3.     Intercompany loan to Lendinvest Bridge Limited:                                £6.9m
        …..Number and Aggregate Value of which eligible bridging loans:                9 & £4.30m
        ….of which cash(2):                                                            £2.6m
 4.     Intercompany loan to Lendinvest Loans Limited:                                 £1.2m
        …..Number and Aggregate Value of which eligible regulated loans:               0 & £0m
        ….of which cash(2):                                                            £1.2m
 5.     Intercompany loan to Lendinvest BTL Limited:                                   £0m
        …..Number and Aggregate Value of which BTL loans:                              0 & £0m
        ….of which cash(2):                                                            £0m
 6.     Number and aggregate Value of Eligible Loans                                   47 & £21.7m

        secured by first-ranking legal charge (incl Intercompany loans):
 7.     Number and aggregate Value of Eligible Loans                                   0 & £0m

        secured by second-ranking legal charge (incl Intercompany loans):
 8.     Percentage of Portfolio secured by first-ranking                               100%

        legal charge:
 9.     Percentage of Portfolio secured by second-                                     0%

        ranking legal charge:
 10.    Individual LTV Ratio at origination of non buy-to-let Eligible Loans and              1.          50%         1(st) charge
        confirmation as whether each loan is

                                                                                     2.          51%         1(st) charge
        secured by a first-ranking or second-ranking

                                                                                     3.          53%         1(st) charge
        legal charge:

                                                                                              4.          66%         1(st) charge

                                                                                              5.          68%         1(st) charge

                                                                                              6.          71%         1(st) charge

                                                                                              7.          73%         1(st) charge

                                                                                              8.          75%         1(st) charge

                                                                                              9.          75%         1(st) charge

                                                                                            10.          75%         1(st) charge

                                                                                            11.          75%         1(st) charge

                                                                                            12.          75%         1(st) charge

                                                                                            13.          75%         1(st) charge

                                                                                            14.          75%         1(st) charge

                                                                                            15.          75%         1(st) charge

                                                                                            16.          75%         1(st) charge

                                                                                            17.          75%         1(st) charge

                                                                                            18.          75%         1(st) charge

                                                                                            19.          75%         1(st) charge

                                                                                            20.          75%         1(st) charge

                                                                                            21.          75%         1(st) charge

                                                                                            22.          75%         1(st) charge

                                                                                            23.          75%         1(st) charge

                                                                                            24.          75%         1(st) charge

                                                                                            25.          75%         1(st) charge

                                                                                            26.          75%         1(st) charge

                                                                                            27.          75%         1(st) charge

                                                                                            28.          75%         1(st) charge

                                                                                            29.          75%         1(st) charge

                                                                                            30.          75%         1(st) charge

                                                                                             31.         75%         1(st) charge

                                                                                             32.         75%         1(st) charge

                                                                                             33.         75%         1(st) charge

                                                                                             34.         75%         1(st) charge

                                                                                             35.         75%         1(st) charge

                                                                                             36.         82%         1(st) charge

                                                                                             37.         85%         1(st) charge

                                                                                             38.         85%         1(st) charge

                                                                                             39.         85%         1(st) charge

                                                                                             40.         85%         1(st) charge

                                                                                             41.         85%         1(st) charge

                                                                                             42.         85%         1(st) charge

                                                                                             43.         85%         1(st) charge

                                                                                             44.         85%         1(st) charge

                                                                                             45.         85%         1(st) charge

                                                                                             46.         Intercompany

                                                                                             47.         Intercompany

 11.    Indexed LTV Ratio of buy-to-let Eligible Loans                                 N/A
 12.a   Weighted Average LTV Ratio of the Portfolio (incl Intercompany loans):         60.28%

 12.b.  Weighted Average LTV Ratio of bridging loans funded by the intercompany loan   47.6%
        to Lendinvest Bridge Limited:
 12.c.  Weighted Average LTV Ratio of regulated loans funded by the intercompany loan  61.5%
        to Lendinvest Loans Limited:
 13.    Number and Value of Eligible Loans in material                                 0 & £0m

        Arrears(1)
 14.    Interest Coverage Ratio                                                        131.3%
 15.    Location of property (given as a percentage of

        the Portfolio):
        ...property in England                                                         90.1%
        ......of which, property in Greater London                                     21.4%
        ...property in Wales                                                           3.2%
        ...property in Scotland                                                        6.7%

 

(1) Where any amount of interest is equivalent to three months past due, a
loan will be considered to be in "material" arrears.

(2) Used as origination funds.

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