REG - LendInvest SI. III LendInvest - LIV5 - Portfolio Analysis of Loan LIV5

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RNS Number : 6617C  LendInvest Secured Income III PLC  30 April 2026

Analysis of the Loan Portfolio - LIV5

 

Portfolio Analysis of Loan Portfolio to be prepared in accordance with
Condition 5(f) and published on the website of the Guarantor within 30 days of
each Quarter Date.

 

Terms used but not defined in this analysis shall be as defined in the terms
and conditions as set out in the Prospectus dated 13 October 2025 relating to
the £1 billion Euro Medium Term Note Programme of LendInvest Secured Income
III plc.

 

As at 31st March 2026 the Portfolio comprised:

 

 1.     Total aggregate Value of Eligible Loans:                                       £68.7m

        …..of which bridging loans:                                                    £17.8m

        …..of which regulated loans:                                                   £0
        ….of which buy-to-let loans:                                                   £0
        ….of which intercompany loan                                                   £50.9m
 2.     Total number of Eligible Loans:                                                60
        …..of which bridging loans:                                                    56
        …..of which regulated loans:                                                   0
        ….of which buy-to-let loans:                                                   0
        ….of which intercompany loans                                                  4
 3.     Intercompany loan to Lendinvest Bridge Limited:                                £34.8m
        …..Number and Aggregate Value of which eligible bridging loans:                14 & £34.8m
        ….of which cash(2):                                                            £0m
 4.     Intercompany loan to Lendinvest Loans Limited:                                 £3.2m
        …..Number and Aggregate Value of which eligible regulated loans:               0 & £0.0m
        ….of which cash(2):                                                            £3.2m
 5.     Intercompany loan to Lendinvest Development Limited:                           £2.9m
        …..Number and Aggregate Value of which eligible development loans:             5 & £1.6m
        ….of which cash(2):                                                            £1.3m
 6.     Intercompany loan to Lendinvest BTL Limited:                                   £10m
        …..Number and Aggregate Value of which BTL loans:                              0 & £0m
        ….of which cash(2):                                                            £10m
 7.     Number and aggregate Value of Eligible Loans                                   60 & £68.7m

        secured by first-ranking legal charge (incl Intercompany loans):
 8.     Number and aggregate Value of Eligible Loans                                   0 & £0m

        secured by second-ranking legal charge (incl Intercompany loans):
 9.     Percentage of Portfolio secured by first-ranking                               100%

        legal charge:
 10.    Percentage of Portfolio secured by second-                                     0%

        ranking legal charge:
 11.    Individual LTV Ratio at origination of non buy-to-let Eligible Loans and              1.          14%         1(st) charge
        confirmation as whether each loan is

                                                                                     2.          52%         1(st) charge
        secured by a first-ranking or second-ranking

                                                                                     3.          63%         1(st) charge
        legal charge:

                                                                                              4.          65%         1(st) charge

                                                                                              5.          65%         1(st) charge

                                                                                              6.          67%         1(st) charge

                                                                                              7.          70%         1(st) charge

                                                                                              8.          72%         1(st) charge

                                                                                              9.          73%         1(st) charge

                                                                                             10.         75%         1(st) charge

                                                                                             11.         75%         1(st) charge

                                                                                             12.         75%         1(st) charge

                                                                                             13.         75%         1(st) charge

                                                                                             14.         75%         1(st) charge

                                                                                             15.         75%         1(st) charge

                                                                                             16.         75%         1(st) charge

                                                                                             17.         75%         1(st) charge

                                                                                             18.         75%         1(st) charge

                                                                                             19.         75%         1(st) charge

                                                                                             20.         75%         1(st) charge

                                                                                             21.         75%         1(st) charge

                                                                                             22.         75%         1(st) charge

                                                                                             23.         75%         1(st) charge

                                                                                             24.         75%         1(st) charge

                                                                                             25.         75%         1(st) charge

                                                                                             26.         75%         1(st) charge

                                                                                             27.         75%         1(st) charge

                                                                                             28.         75%         1(st) charge

                                                                                             29.         75%         1(st) charge

                                                                                             30.         75%         1(st) charge

                                                                                             31.         75%         1(st) charge

                                                                                             32.         75%         1(st) charge

                                                                                             33.         75%         1(st) charge

                                                                                             34.         75%         1(st) charge

                                                                                             35.         75%         1(st) charge

                                                                                             36.         75%         1(st) charge

                                                                                             37.         75%         1(st) charge

                                                                                             38.         75%         1(st) charge

                                                                                             39.         75%         1(st) charge

                                                                                             40.         82%         1(st) charge

                                                                                             41.         83%         1(st) charge

                                                                                             42.         85%         1(st) charge

                                                                                             43.         85%         1(st) charge

                                                                                             44.         85%         1(st) charge

                                                                                             45.         85%         1(st) charge

                                                                                             46.         85%         1(st) charge

                                                                                             47.         85%         1(st) charge

                                                                                             48.         85%         1(st) charge

                                                                                             49.         85%         1(st) charge

                                                                                             50.         85%         1(st) charge

                                                                                             51.         85%         1(st) charge

                                                                                             52.         85%         1(st) charge

                                                                                             53.         85%         1(st) charge

                                                                                             54.         85%         1(st) charge

                                                                                             55.         85%         1(st) charge

                                                                                             56.         85%         1(st) charge

                                                                                             57.         Intercompany Loan

                                                                                             58.         Intercompany Loan

                                                                                             59.         Intercompany Loan

                                                                                             60.         Intercompany Loan
 12.    Indexed LTV Ratio of buy-to-let Eligible Loans                                 N/A
 13.a   Weighted Average LTV Ratio of the Portfolio (incl Intercompany loans):         67.08%

 13.b.  Weighted Average LTV Ratio of bridging loans funded by the intercompany loan   62.67%
        to Lendinvest Bridge Limited:
 13.c.  Weighted Average LTV Ratio of regulated loans funded by the intercompany loan  69.17%
        to Lendinvest Development Limited:
 14.    Number and Value of Eligible Loans in material                                 0 & £0k

        Arrears(1)
 15.    Interest Coverage Ratio                                                        130.0%
 16.    Location of property (given as a percentage of

        the Portfolio):
        ...property in England                                                         88.7%
        ......of which, property in Greater London                                     16.9%
        ...property in Wales                                                           2.6%
        ...property in Scotland                                                        8.7%

 

(1) Where any amount of interest is equivalent to three months past due, a
loan will be considered to be in "material" arrears.

(2) Used as origination funds.

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