CIWV — Citizens Financial Share Price
Last trade - 00:00- $35.68m
- $65.74m
- $10.71m
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.6 | ||
| Price to Tang. Book | 1.6 | ||
| Price to Free Cashflow | 9.07 | ||
| Price to Sales | 3.22 | ||
| EV to EBITDA | 254.82 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 0.52% | ||
| Return on Equity | 4.88% | ||
| Operating Margin | 11.32% | ||
Financial Summary
| Year End 31st Dec | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009E | 2010E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 9.76 | 10.39 | 11.13 | 11.02 | 10.71 | n/a | n/a | 2.39% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -15.94 | +24.05 | +3.1 | -50 | -11.64 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Citizens Financial Corp. is a bank holding company for Citizens Bank of West Virginia, Inc. (the bank). The Bank provides retail, secondary market, and commercial loan services, as well as deposit, trust and brokerage services to customers in Randolph, Tucker, Upshur, Pocahontas and Wetzel Counties of West Virginia and nearby areas. The Company provides regulatory compliance and marketing related services to other financial institutions within and around West Virginia. The Bank’s offering includes personal checking; savings, certificates of deposit (CDs) and individual retirement accounts (IRAs); loans; MOCA debit cards; credit cards; insured cash sweep (ICS) and certificate of deposit account registry service (CDARS); digital banking; remote deposit; credit card processing; and other services. The Bank’s digital banking, which includes mobile applications, digital wallet, online banking, business digital banking and telephone banking.
Directors
- Max Armentrout CHM (75)
- Robert Schoonover CEO (73)
- Cyrus Kump VCH (66)
- Eric Aboaf CFO (56)
- Thomas Derbyshire VPR (54)
- William Johnson VPR (69)
- Nathaniel Bonnell OTH (29)
- Rudy Torjak OTH (64)
- Robert Alday DRC (97)
- William Brown DRC
- Edward Campbell DRC (72)
- L. Williams DRC (82)
- John Yeager DRC (54)
- Last Annual
- December 31st, 2008
- Last Interim
- September 30th, 2009
- Incorporated
- October 2nd, 1986
- Public Since
- April 11th, 1994
- No. of Shareholders
- 460
- No. of Employees
- 84
- Sector
- Banking Services
- Industry
- Financials
- Exchange
- Pink Sheets on Nasdaq
- Shares in Issue
- 1,829,504
- Address
- 211 Third Street, ELKINS, 26241
- Web
- https://www.citizenswv.com/about-citizens/investor-relations
- Phone
- +1 3046364095
- Auditors
- Yount, Hyde, & Barbour P.C.
Upcoming Events for CIWV
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FAQ
As of Today at 19:05 UTC, shares in Citizens Financial are trading at $19.50. This share price information is delayed by 15 minutes.
Shares in Citizens Financial last closed at $19.50 and the price had moved by -20.41% over the past 365 days. In terms of relative price strength the Citizens Financial share price has underperformed the S&P500 Index by -29.78% over the past year.
There is no consensus recommendation for this security.
The Citizens Financial dividend yield is 2.05% based on the trailing twelve month period.
Last year, Citizens Financial paid a total dividend of $0.40, and it currently has a trailing dividend yield of 2.05%.Looking ahead, the next dividend pay date is 2024-05-01.
We do not have data on when Citizens Financial is to next pay dividends. The historic dividend yield on Citizens Financial shares is currently 2.05%.
To buy shares in Citizens Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $19.50, shares in Citizens Financial had a market capitalisation of $35.68m.
Here are the trading details for Citizens Financial:
- Country of listing: United States
- Exchange: PNK
- Ticker Symbol: CIWV
Based on an overall assessment of its quality, value and momentum Citizens Financial is currently classified as a . The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
We could not find analyst target price data for this security.
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Citizens Financial. Over the past six months, its share price has underperformed the S&P500 Index by -19.95%.
As of the last closing price of $19.50, shares in Citizens Financial were trading +5.63% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Citizens Financial PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $19.50.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Citizens Financial's management team is headed by:
- Max Armentrout - CHM
- Robert Schoonover - CEO
- Cyrus Kump - VCH
- Eric Aboaf - CFO
- Thomas Derbyshire - VPR
- William Johnson - VPR
- Nathaniel Bonnell - OTH
- Rudy Torjak - OTH
- Robert Alday - DRC
- William Brown - DRC
- Edward Campbell - DRC
- L. Williams - DRC
- John Yeager - DRC