- $178.66m
- $184.19m
- $68.83m
- 37
- 73
- 45
- 51
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 9.51 | ||
PEG Ratio (f) | 0.6 | ||
EPS Growth (f) | 19.03% | ||
Dividend Yield (f) | 3.17% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.07 | ||
Price to Tang. Book | 1.2 | ||
Price to Free Cashflow | n/a | ||
Price to Sales | 2.6 | ||
EV to EBITDA | 76.72 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 0.4% | ||
Return on Equity | 4.93% | ||
Operating Margin | 11.69% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 37.72 | 45.03 | 58.2 | 55.2 | 68.83 | 89.5 | 94 | 13.49% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -6 | +2.82 | +44.38 | -43.19 | +8.04 | +19.14 | +18.83 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
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Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
First National Corporation is a bank holding company for First Bank (the Bank), which is a commercial bank. The Bank offers loan, deposit, and wealth management products and services. Its loan products and services include consumer loans, residential mortgages, home equity loans and commercial loans. Deposit products and services include checking accounts, treasury management solutions, savings accounts, money market accounts, certificates of deposit and individual retirement accounts. Wealth management services include estate planning, investment management of assets, trustee under an agreement, trustee under a will, individual retirement accounts and estate settlement. Its customers include small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations. It operates over 33 branches throughout the Shenandoah Valley, central regions of Virginia, and the Richmond and Roanoke market areas.
Directors
- Elizabeth Cottrell NEC (70)
- Scott Harvard PRE (66)
- Michael Bell CFO (48)
- Dennis Dysart CEX (49)
- George Holt DRC (68)
- Kirtesh Patel DRC (47)
- C. Ray Sprinkle DRC (71)
- Jason Aikens IND (40)
- Emily Beck IND (43)
- Boyce Brannock IND (60)
- W. Michael Funk IND (68)
- Gerald Smith IND (59)
- James Wilkins IND (52)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- February 25th, 1983
- Public Since
- May 1st, 1996
- No. of Shareholders
- 3,006
- No. of Employees
- 303
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Capital Market
- Shares in Issue
- 8,986,696

- Address
- 112 West King Street, STRASBURG, 22657
- Web
- https://www.fncadvisor.com/
- Phone
- +1 5404659121
- Auditors
- Yount, Hyde, & Barbour P.C.
Upcoming Events for FXNC
Q2 2025 First National Corp Earnings Release
First National Corp Annual Shareholders Meeting
Q3 2025 First National Corp Earnings Release
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FAQ
As of Today at 20:39 UTC, shares in First National are trading at $19.88. This share price information is delayed by 15 minutes.
Shares in First National last closed at $19.88 and the price had moved by +30.79% over the past 365 days. In terms of relative price strength the First National share price has outperformed the S&P500 Index by +17.94% over the past year.
The overall consensus recommendation for First National is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe First National dividend yield is 3.04% based on the trailing twelve month period.
Last year, First National paid a total dividend of $0.61, and it currently has a trailing dividend yield of 3.04%. We do not have any data on when First National is to next pay dividends.
We do not have data on when First National is to next pay dividends. The historic dividend yield on First National shares is currently 3.04%.
To buy shares in First National you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $19.88, shares in First National had a market capitalisation of $178.66m.
Here are the trading details for First National:
- Country of listing: United States
- Exchange: NAQ
- Ticker Symbol: FXNC
Based on an overall assessment of its quality, value and momentum First National is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in First National is $22.00. That is 10.66% above the last closing price of $19.88.
Analysts covering First National currently have a consensus Earnings Per Share (EPS) forecast of $1.97 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like First National. Over the past six months, its share price has underperformed the S&P500 Index by -6.02%.
As of the last closing price of $19.88, shares in First National were trading -5.95% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The First National PE ratio based on its reported earnings over the past 12 months is 9.51. The shares last closed at $19.88.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
First National's management team is headed by:
- Elizabeth Cottrell - NEC
- Scott Harvard - PRE
- Michael Bell - CFO
- Dennis Dysart - CEX
- George Holt - DRC
- Kirtesh Patel - DRC
- C. Ray Sprinkle - DRC
- Jason Aikens - IND
- Emily Beck - IND
- Boyce Brannock - IND
- W. Michael Funk - IND
- Gerald Smith - IND
- James Wilkins - IND