- $637.52m
- $1.56bn
- $191.58m
- 67
- 58
- 91
- 84
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 7.92 | ||
PEG Ratio (f) | 0.2 | ||
EPS Growth (f) | 63.56% | ||
Dividend Yield (f) | 4.61% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.82 | ||
Price to Tang. Book | 1.04 | ||
Price to Free Cashflow | 496.51 | ||
Price to Sales | 3.08 | ||
EV to EBITDA | 183.72 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 0.53% | ||
Return on Equity | 6.06% | ||
Operating Margin | 19.37% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 225.15 | 233.76 | 246.97 | 187.74 | 191.57 | 268.58 | 281.67 | -1.23% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -5 | +30.03 | +5.89 | -69.23 | +22.26 | +125.36 | +4.69 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
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Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
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Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Horizon Bancorp, Inc. is a commercial bank holding company for Horizon Bank (the Bank), which serves customers across Midwestern markets through convenient digital and virtual tools, as well as its Indiana and Michigan branches. Its retail offerings include prime residential and other secured consumer lending to in-market customers, as well as a range of personal banking and wealth management solutions. It also provides a comprehensive array of in-market business banking and treasury management services, as well as equipment financing solutions for customers regionally and nationally, with commercial lending representing over half of total loans. The Company operates in a single segment, namely, commercial banking. The Bank maintains approximately 71 full-service offices. It has wholly owned direct and indirect subsidiaries: Horizon Investments, Inc., Horizon Properties, Inc., Horizon Insurance Services, Inc., Horizon Grantor Trust and Wolverine Commercial Holdings, LLC.
Directors
- Craig Dwight CHM (64)
- James Neff PRE (61)
- Mark Secor CFO (54)
- Todd Etzler EVP (54)
- Kathie DeRuiter EVP (59)
- Lynn Kerber EVP (54)
- Dennis Kuhn EVP (61)
- Daniel Hopp LED (73)
- Susan Aaron IND (66)
- Eric Blackhurst IND (59)
- Lawrence Burnell IND (66)
- James Dworkin IND (72)
- Michele Magnuson IND (60)
- Peter Pairitz IND (65)
- Steven Reed IND (58)
- Julie Scheck Freigang IND (53)
- Spero Valavanis IND (68)
- Last Annual
- December 31st, 2024
- Last Interim
- March 31st, 2025
- Incorporated
- April 26th, 1983
- Public Since
- December 20th, 2001
- No. of Shareholders
- 1,272
- No. of Employees
- 841
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market
- Shares in Issue
- 43,785,932

- Address
- 515 Franklin St, MICHIGAN CITY, 46360-3328
- Web
- https://www.horizonbank.com/
- Phone
- +1 2198790211
- Contact
- Mckenzie Plummer
- Auditors
- FORVIS, LLP
Upcoming Events for HBNC
Horizon Bancorp Inc Annual Shareholders Meeting
Q2 2025 Horizon Bancorp Inc Earnings Release
Q3 2025 Horizon Bancorp Inc Earnings Release
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FAQ
As of Today at 21:09 UTC, shares in Horizon Bancorp are trading at $14.56. This share price information is delayed by 15 minutes.
Shares in Horizon Bancorp last closed at $14.56 and the price had moved by +22.87% over the past 365 days. In terms of relative price strength the Horizon Bancorp share price has outperformed the S&P500 Index by +13.41% over the past year.
The overall consensus recommendation for Horizon Bancorp is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Horizon Bancorp dividend yield is 4.4% based on the trailing twelve month period.
Last year, Horizon Bancorp paid a total dividend of $0.64, and it currently has a trailing dividend yield of 4.4%. We do not have any data on when Horizon Bancorp is to next pay dividends.
We do not have data on when Horizon Bancorp is to next pay dividends. The historic dividend yield on Horizon Bancorp shares is currently 4.4%.
To buy shares in Horizon Bancorp you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $14.56, shares in Horizon Bancorp had a market capitalisation of $637.52m.
Here are the trading details for Horizon Bancorp:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: HBNC
Based on an overall assessment of its quality, value and momentum Horizon Bancorp is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Horizon Bancorp is $18.00. That is 23.63% above the last closing price of $14.56.
Analysts covering Horizon Bancorp currently have a consensus Earnings Per Share (EPS) forecast of $1.81 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Horizon Bancorp. Over the past six months, its share price has underperformed the S&P500 Index by -3.54%.
As of the last closing price of $14.56, shares in Horizon Bancorp were trading -8.3% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Horizon Bancorp PE ratio based on its reported earnings over the past 12 months is 7.92. The shares last closed at $14.56.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Horizon Bancorp's management team is headed by:
- Craig Dwight - CHM
- James Neff - PRE
- Mark Secor - CFO
- Todd Etzler - EVP
- Kathie DeRuiter - EVP
- Lynn Kerber - EVP
- Dennis Kuhn - EVP
- Daniel Hopp - LED
- Susan Aaron - IND
- Eric Blackhurst - IND
- Lawrence Burnell - IND
- James Dworkin - IND
- Michele Magnuson - IND
- Peter Pairitz - IND
- Steven Reed - IND
- Julie Scheck Freigang - IND
- Spero Valavanis - IND