- PLN7.54bn
- PLN13.95bn
- PLN2.91bn
- 23
- 70
- 48
- 41
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 6.57 | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | -7.95% | ||
| Dividend Yield (f) | 4.88% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.67 | ||
| Price to Tang. Book | 1.69 | ||
| Price to Free Cashflow | n/a | ||
| Price to Sales | 2.59 | ||
| EV to EBITDA | 9.31 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 12.68% | ||
| Return on Equity | 25.82% | ||
| Operating Margin | 48.58% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | PLNm | 1,146.69 | 1,742.12 | 2,144.16 | 2,576.29 | 2,907.55 | 3,114.15 | 3,363.3 | 17.97% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -68.42 | +660.18 | +14.51 | +57.26 | +3.57 | -11.77 | +1.36 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Kruk SA is a Poland-based company, which is engaged in the business support industry. The Company is a multi-operator, which offers loss prevention and debt collection services. The Company divides its business into two main operating segments: Debt Purchase, including acquisition of non-performing debt portfolios, and Debt Collection Outsourcing, offering fee-based collection of debt on client’s behalf, focused on consumer and corporate loans. The Company provides services to financial institutions and large corporate customers. It manages receivables of banks, credit intermediaries, leasing companies and digital platform providers, among others. The Company’s operating activities concentrate in a number of countries, such as Poland, Romania, Czech Republic, Slovakia and Spain. The Company's subsidiaries include Kruk Deutschland GmbH, Presco Investments Sarl and Espand Soluciones de Gestion y Recuperacion de Deuda SL, among others.
Directors
- Piotr Stepniak CSU (58)
- Piotr Krupa CMG
- Piotr Kowalewski MGB
- Urszula Okarma MGB
- Iwona Slomska MGB
- Michal Zasepa MGB
- Katarzyna Beuch IND
- Arkadiusz Jastrzebski IND
- Robert Konski IND
- Piotr Szczepiorkowski IND
- Tomasz Bieske SUB
- Krzysztof Kawalec SUB
- Mateusz Melich SUB
- Ewa Radkowska-Swieton SUB
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- September 7th, 2005
- Public Since
- May 10th, 2011
- No. of Employees
- 3,426
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Warsaw Stock Exchange- Shares in Issue
- 19,396,218
- Address
- ul. Wolowska 8, WROCLAW, 51-116
- Web
- https://pl.kruk.eu/
- Phone
- +48 717902800
- Contact
- Tomasz Kaluziak
- Auditors
- PricewaterhouseCoopers Polska sp. z o.o. Audyt sp.k.
Upcoming Events for KRU
Kruk SA Annual Shareholders Meeting
Half Year 2025 Kruk SA Earnings Release
Q3 2025 Kruk SA Earnings Release
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FAQ
What is the Kruk SA share price?
As of Today at 21:39 UTC, shares in Kruk SA are trading at PLN388.80. This share price information is delayed by 15 minutes.
How has the Kruk SA share price performed this year?
Shares in Kruk SA last closed at PLN388.80 and the price had moved by -9.75% over the past 365 days. In terms of relative price strength the Kruk SA share price has underperformed the FTSE Global All Cap Index by -12.01% over the past year.
What are the analyst and broker recommendations for Kruk SA?
The overall consensus recommendation for Kruk SA is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreWhat is the Kruk SA dividend yield?
Kruk SA does not currently pay a dividend.
Does Kruk SA pay a dividend?
Kruk SA does not currently pay a dividend.
When does Kruk SA next pay dividends?
Kruk SA does not currently pay a dividend.
How do I buy Kruk SA shares?
To buy shares in Kruk SA you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Kruk SA?
As of the previous close price of PLN388.80, shares in Kruk SA had a market capitalisation of PLN7.54bn.
Where are Kruk SA shares listed?
Here are the trading details for Kruk SA:
- Country of listing: Poland
- Exchange: WSE
- Ticker Symbol: KRU
What kind of share is Kruk SA?
Based on an overall assessment of its quality, value and momentum Kruk SA is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Kruk SA share price forecast for 2025?
The analyst consensus target price for shares in Kruk SA is PLN526.33. That is 35.37% above the last closing price of PLN388.80.
Analysts covering Kruk SA currently have a consensus Earnings Per Share (EPS) forecast of PLN58.90 for the next financial year.
Find out moreWhat is the trend in the Kruk SA share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Kruk SA. Over the past six months, its share price has underperformed the FTSE Global All Cap Index by -8.12%.
As of the last closing price of PLN388.80, shares in Kruk SA were trading -8.35% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Kruk SA PE Ratio?
The Kruk SA PE ratio based on its reported earnings over the past 12 months is 6.57. The shares last closed at PLN388.80.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Kruk SA?
Kruk SA's management team is headed by:
- Piotr Stepniak - CSU
- Piotr Krupa - CMG
- Piotr Kowalewski - MGB
- Urszula Okarma - MGB
- Iwona Slomska - MGB
- Michal Zasepa - MGB
- Katarzyna Beuch - IND
- Arkadiusz Jastrzebski - IND
- Robert Konski - IND
- Piotr Szczepiorkowski - IND
- Tomasz Bieske - SUB
- Krzysztof Kawalec - SUB
- Mateusz Melich - SUB
- Ewa Radkowska-Swieton - SUB