PYR — Navalo Financial Services Share Price
- AU$3.95m
- AU$109.30m
- AU$16.32m
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | n/a | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | n/a | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.07 | ||
Price to Tang. Book | 1.07 | ||
Price to Free Cashflow | n/a | ||
Price to Sales | 0.22 | ||
EV to EBITDA | n/a |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | -2.26% | ||
Return on Equity | -147.84% | ||
Operating Margin | -14.09% |
Financial Summary
Year End 30th Jun | Unit | 2018 | 2019 | 2020 | 2021 | 2022 | 2023E | 2024E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | AU$m | 0.37 | 3.41 | 9.85 | 12.17 | 16.32 | 24.2 | 31.5 | 157.22% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Navalo Financial Services Group Limited, formerly Payright Limited, is an Australia-based payment plan provider. The Company provides point of sale consumer finance solutions. The principal activity of the Company and its subsidiaries is to provide merchants with flexible lending finance solutions to offer their customers, intended for higher value transactions that are more considered purchases rather than smaller impulse-driven buys. The Company practices lending and performs identification and credit checks to ensure a customer’s repayment capability. Merchants are paid upfront and in full on the same day and include a diverse mix of broad-reaching products and services, such as direct sales businesses, home improvement, education, photography, dental, and health and beauty. The Company provides services to customers and merchants in Australia and New Zealand.
Directors
- Paul Cowan NEC
- Myles Redward CEO
- Piers Redward CEO
- David Leach CFO
- Mark Evans CTO (48)
- Saara Mistry CRO
- Tere Green GMG
- Peter McCluskey DRC
- Lindley Edwards NID
- Matthew Pringle NID
- Last Annual
- June 30th, 2022
- Last Interim
- December 31st, 2022
- Incorporated
- May 11th, 2015
- Public Since
- September 14th, 2021
- No. of Shareholders
- 1,496
- Sector
- Investment Banking & Investment Services
- Industry
- Financials
- Exchange
Australian Stock Exchange - SEATS
- Shares in Issue
- 7,047,075.83

- Address
- 42 Cambridge Street, Collingwood, Melbourne, 3066
- Web
- https://payright.com.au/
- Phone
- +61 300338496
- Auditors
- Ernst & Young
Upcoming Events for PYR
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FAQ
As of Today at 07:16 UTC, shares in Navalo Financial Services are trading at AU$0.56. This share price information is delayed by 15 minutes.
Shares in Navalo Financial Services last closed at AU$0.56 and the price had moved by -91.34% over the past 365 days. In terms of relative price strength the Navalo Financial Services share price has underperformed the ASX All Ordinaries Index by -91.94% over the past year.
The overall consensus recommendation for Navalo Financial Services is Sell. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreNavalo Financial Services does not currently pay a dividend.
Navalo Financial Services does not currently pay a dividend.
Navalo Financial Services does not currently pay a dividend.
To buy shares in Navalo Financial Services you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of AU$0.56, shares in Navalo Financial Services had a market capitalisation of AU$3.95m.
Here are the trading details for Navalo Financial Services:
- Country of listing: Australia
- Exchange: ASX
- Ticker Symbol: PYR
Based on an overall assessment of its quality, value and momentum Navalo Financial Services is currently classified as a Value Trap. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Navalo Financial Services is AU$4.31. That is 669.46% above the last closing price of AU$0.56.
Analysts covering Navalo Financial Services currently have a consensus Earnings Per Share (EPS) forecast of -AU$0.06 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Navalo Financial Services. Over the past six months, its share price has underperformed the ASX All Ordinaries Index by -85.53%.
As of the last closing price of AU$0.56, shares in Navalo Financial Services were trading -84.85% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Navalo Financial Services PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at AU$0.56.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Navalo Financial Services' management team is headed by:
- Paul Cowan - NEC
- Myles Redward - CEO
- Piers Redward - CEO
- David Leach - CFO
- Mark Evans - CTO
- Saara Mistry - CRO
- Tere Green - GMG
- Peter McCluskey - DRC
- Lindley Edwards - NID
- Matthew Pringle - NID