- AU$337.90m
- AU$15.12bn
- AU$1.00bn
- 27
- 94
- 70
- 68
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 6.92 | ||
PEG Ratio (f) | 0.22 | ||
EPS Growth (f) | 44.74% | ||
Dividend Yield (f) | 8.48% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.8 | ||
Price to Tang. Book | 0.86 | ||
Price to Free Cashflow | n/a | ||
Price to Sales | 0.33 | ||
EV to EBITDA | 356.22 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 0.26% | ||
Return on Equity | 6.65% | ||
Operating Margin | 3.96% |
Financial Summary
Year End 30th Jun | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | AU$m | 470.64 | 477.49 | 498.87 | 904.8 | 1,001.92 | 164.62 | 193.63 | 16.63% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +74.84 | +93.39 | -7.2 | -33.77 | -47.08 | -2.85 | +54.76 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
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Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
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Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
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Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Resimac Group Ltd is a non-bank lender, which is engaged in a multi-channel distribution business. Its fully integrated business model comprises originating, servicing and funding prime, non-conforming residential mortgages and asset finance products in Australia and New Zealand. It is focused on originating and servicing a loan portfolio, supported by a global funding program. It offers a full suite of lending products to consumers and commercial borrowers across its subsidiaries. These products include residential home loans, consumer finance and small and medium enterprise finance. It also offers home loans directly to consumers via its homeloans.com.au brand, with a range of smart and transparent home loan solutions that borrowers can apply for using its end-to-end online application. CustomerZone is its online loan management platform where customers can manage their home loan. It provides solutions to a range of customers, including self-employed, contractors, and customers.
Directors
- Warren John McLeland NEC (65)
- Scott McWilliam CEO
- Jason Azzopardi CFO
- Greg Mitchell GMG
- Michael Starkey GMG
- Danielle Corcoran SEC
- Peter Fitzpatrick SEC
- Susan Hansen DRC (54)
- Duncan Saville NED
- Wayne Spanner NID
- Caroline Waldron NID
- Last Annual
- June 30th, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- November 9th, 2000
- Public Since
- March 19th, 2001
- No. of Shareholders
- 2,653
- No. of Employees
- 250
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Australian Stock Exchange - SEATS
- Shares in Issue
- 399,883,000

- Address
- L 9 45 Clarence Street, SYDNEY, 2000
- Web
- https://www.resimac.com.au
- Phone
- +61 282672000
- Contact
- Peter Fitzpatrick
- Auditors
- Deloitte Touche Tohmatsu
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FAQ
As of Today at 22:54 UTC, shares in Resimac are trading at AU$0.85. This share price information is delayed by 15 minutes.
Shares in Resimac last closed at AU$0.85 and the price had moved by -18.36% over the past 365 days. In terms of relative price strength the Resimac share price has underperformed the ASX All Ordinaries Index by -21.32% over the past year.
The overall consensus recommendation for Resimac is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Resimac dividend yield is 8.28% based on the trailing twelve month period.
Last year, Resimac paid a total dividend of AU$0.07, and it currently has a trailing dividend yield of 8.28%. We do not have any data on when Resimac is to next pay dividends.
We do not have data on when Resimac is to next pay dividends. The historic dividend yield on Resimac shares is currently 8.28%.
To buy shares in Resimac you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of AU$0.85, shares in Resimac had a market capitalisation of AU$337.90m.
Here are the trading details for Resimac:
- Country of listing: Australia
- Exchange: ASX
- Ticker Symbol: RMC
Based on an overall assessment of its quality, value and momentum Resimac is currently classified as a Turnaround. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Resimac is AU$1.01. That is 19.88% above the last closing price of AU$0.85.
Analysts covering Resimac currently have a consensus Earnings Per Share (EPS) forecast of AU$0.08 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Resimac. Over the past six months, its share price has underperformed the ASX All Ordinaries Index by -2.88%.
As of the last closing price of AU$0.85, shares in Resimac were trading -6.79% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Resimac PE ratio based on its reported earnings over the past 12 months is 6.92. The shares last closed at AU$0.85.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Resimac's management team is headed by:
- Warren John McLeland - NEC
- Scott McWilliam - CEO
- Jason Azzopardi - CFO
- Greg Mitchell - GMG
- Michael Starkey - GMG
- Danielle Corcoran - SEC
- Peter Fitzpatrick - SEC
- Susan Hansen - DRC
- Duncan Saville - NED
- Wayne Spanner - NID
- Caroline Waldron - NID