- $413.59m
- $411.18m
- $140.01m
- 74
- 75
- 46
- 71
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 9.55 | ||
PEG Ratio (f) | 0.41 | ||
EPS Growth (f) | 30.38% | ||
Dividend Yield (f) | 4.49% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.03 | ||
Price to Tang. Book | 1.1 | ||
Price to Free Cashflow | 14.33 | ||
Price to Sales | 2.95 | ||
EV to EBITDA | 76.7 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 0.87% | ||
Return on Equity | 7.61% | ||
Operating Margin | 26.68% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 131.97 | 142.98 | 149.48 | 134.16 | 140.01 | 163.44 | 175.11 | 3.71% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +8.62 | +21.13 | -2.16 | -38.29 | +0.51 | +37.81 | +18.81 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Arrow Financial Corporation is a bank holding company. The Company through its subsidiary, Arrow Bank National Association (Arrow Bank) provides a full range of services to individuals and small to mid-size businesses in New York State from Albany to the Canadian border. In addition, through an indirect lending program, it sources consumer loans from a network of automobile dealers that operate throughout New York and Vermont. It has a wealth management department which provides investment management and trust services. It’s subsidiary of Arrow Bank is Upstate Agency LLC, offering insurance services including property, and casualty insurance, group health insurance and individual life insurance products. North Country Investment Advisers, Inc., a registered investment adviser that provides investment advice to its proprietary mutual fund, and Arrow Properties, Inc., a real estate investment trust, or REIT, are subsidiaries of Arrow Bank.
Directors
- Thomas Hoy NEC (72)
- Thomas Murphy CEO (62)
- Edward Campanella CFO (53)
- Andrew Wise COO (54)
- David Demarco SVP (59)
- David Kaiser SVP (60)
- Mark Behan IND (60)
- Tenee Casaccio IND (55)
- Michael Clarke IND (74)
- Gary Dake IND (60)
- David Kruczlnicki IND (68)
- Elizabeth Miller IND (67)
- Raymond O'conor IND (65)
- William Owens IND (72)
- Colin Read IND (61)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- March 21st, 1983
- Public Since
- September 18th, 1980
- No. of Shareholders
- 10,000
- No. of Employees
- 554
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market
- Shares in Issue
- 16,670,684

- Address
- 250 Glen Street, GLENS FALLS, 12801
- Web
- https://www.arrowfinancial.com/
- Phone
- +1 5187451000
- Auditors
- Crowe LLP
Upcoming Events for AROW
Arrow Financial Corp Annual Shareholders Meeting
Q2 2025 Arrow Financial Corp Earnings Release
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FAQ
As of Today at 19:21 UTC, shares in Arrow Financial are trading at $24.74. This share price information is delayed by 15 minutes.
Shares in Arrow Financial last closed at $24.74 and the price had moved by +9.13% over the past 365 days. In terms of relative price strength the Arrow Financial share price has outperformed the S&P500 Index by +0.73% over the past year.
The overall consensus recommendation for Arrow Financial is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Arrow Financial dividend yield is 4.41% based on the trailing twelve month period.
Last year, Arrow Financial paid a total dividend of $1.09, and it currently has a trailing dividend yield of 4.41%. We do not have any data on when Arrow Financial is to next pay dividends.
We do not have data on when Arrow Financial is to next pay dividends. The historic dividend yield on Arrow Financial shares is currently 4.41%.
To buy shares in Arrow Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $24.74, shares in Arrow Financial had a market capitalisation of $413.59m.
Here are the trading details for Arrow Financial:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: AROW
Based on an overall assessment of its quality, value and momentum Arrow Financial is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Arrow Financial is $28.25. That is 14.19% above the last closing price of $24.74.
Analysts covering Arrow Financial currently have a consensus Earnings Per Share (EPS) forecast of $2.45 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Arrow Financial. Over the past six months, its share price has underperformed the S&P500 Index by -7.4%.
As of the last closing price of $24.74, shares in Arrow Financial were trading -12.99% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Arrow Financial PE ratio based on its reported earnings over the past 12 months is 9.55. The shares last closed at $24.74.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Arrow Financial's management team is headed by:
- Thomas Hoy - NEC
- Thomas Murphy - CEO
- Edward Campanella - CFO
- Andrew Wise - COO
- David Demarco - SVP
- David Kaiser - SVP
- Mark Behan - IND
- Tenee Casaccio - IND
- Michael Clarke - IND
- Gary Dake - IND
- David Kruczlnicki - IND
- Elizabeth Miller - IND
- Raymond O'conor - IND
- William Owens - IND
- Colin Read - IND