- SEK11.53bn
- SEK9.67bn
- SEK3.12bn
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 10.44 | ||
| PEG Ratio (f) | 0.32 | ||
| EPS Growth (f) | 47.33% | ||
| Dividend Yield (f) | 2.24% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 3.51 | ||
| Price to Tang. Book | 3.62 | ||
| Price to Free Cashflow | 13.81 | ||
| Price to Sales | 3.69 | ||
| EV to EBITDA | 137.29 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 2.93% | ||
| Return on Equity | 21.16% | ||
| Operating Margin | 27.32% | ||
Financial Summary
| Year End 31st Dec | Unit | 2021 | 2022 | 2023 | 2024 | 2025 | 2026E | 2027E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | SEKm | 1,094.15 | 1,467.66 | 2,101.56 | 2,721.59 | 3,124.64 | 3,192.67 | 3,820.67 | 28.41% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +38.27 | +20.88 | +15.13 | +38.12 | +23.25 | +60.07 | +26.53 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Avarda Bank AB, formerly TF Bank AB, is a Sweden-based bank that provides consumer financial products directly to retail customers and electronic-service solutions to merchants. The Bank operates three business lines: : Credit Cards, focusing on credit card products; Ecommerce Solutions, offering digital payment solutions primarily for e-commerce; and Consumer Lending, focusing on unsecured consumer loans. The Company is a credit and payments services provider operating in 14 European countries.
Directors
- John Brehmer CHM (54)
- Mattias Carlsson CEO (47)
- Mikael Meomuttel DCE (43)
- Mikael Johansson CEX (45)
- Espen Johannesen COO (40)
- Charlotta Bjornberg-Paul IND (45)
- Bertil Larsson IND (73)
- Sara Mindus IND (49)
- Marie Thjomoe IND (57)
- Last Annual
- December 31st, 2025
- Last Interim
- December 31st, 2025
- Incorporated
- February 8th, 1972
- Public Since
- September 18th, 2015
- No. of Employees
- 471
- Sector
- Banking Services
- Industry
- Financials
- Exchange
OMX Nordic Exchange Stockholm- Shares in Issue
- 64,650,000
- Address
- Lilla Brogatan 6, BORAS, 503 30
- Web
- https://group.avarda.com/
- Phone
- +46 337223500
- Contact
- Mikael Meomuttel
- Auditors
- KPMG AB
Upcoming Events for AVARDA
Q1 2026 TF Bank AB Earnings Call (Swedish)
TF Bank AB Annual Shareholders Meeting
Dividend For TFBANK.ST - 5.0000 SEK
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FAQ
What is the Avarda Bank AB share price?
As of Today at 19:27 UTC, shares in Avarda Bank AB are trading at SEK178.40. This share price information is delayed by 15 minutes.
How has the Avarda Bank AB share price performed this year?
Shares in Avarda Bank AB last closed at SEK178.40 and the price had moved by +56.83% over the past 365 days. In terms of relative price strength the Avarda Bank AB share price has outperformed the FTSE Global All Cap Index by +23.71% over the past year.
What are the analyst and broker recommendations for Avarda Bank AB?
The overall consensus recommendation for Avarda Bank AB is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreWhat is the Avarda Bank AB dividend yield?
The Avarda Bank AB dividend yield is 2.8% based on the trailing twelve month period.
Does Avarda Bank AB pay a dividend?
Last year, Avarda Bank AB paid a total dividend of SEK5.00, and it currently has a trailing dividend yield of 2.8%.Looking ahead, shares in Avarda Bank AB are due to go ex-dividend on 2026-05-06 and the next dividend pay date is 2026-05-12.
When does Avarda Bank AB next pay dividends?
Avarda Bank AB are due to go ex-dividend on 2026-05-06 and the next dividend pay date is 2026-05-12. The historic dividend yield on Avarda Bank AB shares is currently 2.8%.
How do I buy Avarda Bank AB shares?
To buy shares in Avarda Bank AB you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Avarda Bank AB?
As of the previous close price of SEK178.40, shares in Avarda Bank AB had a market capitalisation of SEK11.53bn.
Where are Avarda Bank AB shares listed?
Here are the trading details for Avarda Bank AB:
- Country of listing: Sweden
- Exchange: STO
- Ticker Symbol: AVARDA
What kind of share is Avarda Bank AB?
Based on an overall assessment of its quality, value and momentum Avarda Bank AB is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Avarda Bank AB share price forecast for 2026?
The analyst consensus target price for shares in Avarda Bank AB is SEK211.00. That is 18.27% above the last closing price of SEK178.40.
Analysts covering Avarda Bank AB currently have a consensus Earnings Per Share (EPS) forecast of SEK15.92 for the next financial year.
Find out moreWhat is the trend in the Avarda Bank AB share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Avarda Bank AB. Over the past six months, its share price has underperformed the FTSE Global All Cap Index by -11.41%.
As of the last closing price of SEK178.40, shares in Avarda Bank AB were trading +10.38% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Avarda Bank AB PE Ratio?
The Avarda Bank AB PE ratio based on its reported earnings over the past 12 months is 10.44. The shares last closed at SEK178.40.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Avarda Bank AB?
Avarda Bank AB's management team is headed by:
- John Brehmer - CHM
- Mattias Carlsson - CEO
- Mikael Meomuttel - DCE
- Mikael Johansson - CEX
- Espen Johannesen - COO
- Charlotta Bjornberg-Paul - IND
- Bertil Larsson - IND
- Sara Mindus - IND
- Marie Thjomoe - IND