- $63.39m
- $62.07m
- $44.37m
- 71
- 86
- 46
- 76
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.98 | ||
| Price to Tang. Book | 1.13 | ||
| Price to Free Cashflow | 10.64 | ||
| Price to Sales | 1.43 | ||
| EV to EBITDA | 26.39 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.01% | ||
| Return on Equity | 12.72% | ||
| Operating Margin | 22.36% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 36.12 | 38.29 | 42.95 | 42.61 | 44.37 | n/a | n/a | 6.93% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +26.64 | +2.79 | +15.76 | +6.97 | -12.88 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Bank of the James (the Bank) is a full-service commercial and retail bank. The Bank is a wholly owned subsidiary of Bank of the James Financial Group, Inc. The Bank is engaged in a general retail and commercial banking business. The Bank’s services include personal, business and online banking, loans, and investments. The Bank serves individuals, small and medium-sized businesses, and professionals of the Central Virginia area from offices located in Altavista, Amherst, Appomattox, Bedford, Blacksburg, Charlottesville, Forest, Harrisonburg, Lexington, Lynchburg, Madison Heights, Roanoke, Rustburg, and Wytheville. The Bank offers full investment and insurance services through its BOTJ Investment Services division and BOTJ Insurance, Inc. subsidiary. It also provides mortgage loan origination through Bank of the James Mortgage, a division of Bank of the James.
Directors
- Thomas Pettyjohn NEC (75)
- Michael Syrek PRE
- Robert Chapman CEO (58)
- J. Todd Scruggs TRS (53)
- Harry Umberger OTH (55)
- John Alford DRC (60)
- William Bryant DRC (56)
- Lewis Addison IND (69)
- A. Douglas Dalton IND (40)
- James Daly IND (63)
- Julie Doyle IND (57)
- Watt Foster IND (61)
- Phillip Jamerson IND (62)
- Lydia Langley IND (56)
- Augustus Petticolas IND (72)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- October 23rd, 1998
- Public Since
- July 14th, 2000
- No. of Shareholders
- 1,500
- No. of Employees
- 162
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Capital Market- Shares in Issue
- 4,543,338
- Address
- 828 Main St, LYNCHBURG, 24504-1500
- Web
- https://www.bankofthejames.com
- Phone
- +1 4348462000
- Auditors
- Yount, Hyde, & Barbour P.C.
Latest News for BOTJ
Upcoming Events for BOTJ
Bank of the James Annual Shareholders Meeting
Q2 2025 Bank of the James Earnings Release
Q3 2025 Bank of the James Earnings Release
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FAQ
As of Today at 19:30 UTC, shares in Bank of the James are trading at $13.95. This share price information is delayed by 15 minutes.
Shares in Bank of the James last closed at $13.95 and the price had moved by +36.9% over the past 365 days. In terms of relative price strength the Bank of the James share price has outperformed the S&P500 Index by +23.44% over the past year.
There is no consensus recommendation for this security.
Find out moreThe Bank of the James dividend yield is 2.87% based on the trailing twelve month period.
Last year, Bank of the James paid a total dividend of $0.40, and it currently has a trailing dividend yield of 2.87%. We do not have any data on when Bank of the James is to next pay dividends.
We do not have data on when Bank of the James is to next pay dividends. The historic dividend yield on Bank of the James shares is currently 2.87%.
To buy shares in Bank of the James you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $13.95, shares in Bank of the James had a market capitalisation of $63.39m.
Here are the trading details for Bank of the James:
- Country of listing: United States
- Exchange: NAQ
- Ticker Symbol: BOTJ
Based on an overall assessment of its quality, value and momentum Bank of the James is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
We could not find analyst target price data for this security.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Bank of the James. Over the past six months, its share price has outperformed the S&P500 Index by +5.71%.
As of the last closing price of $13.95, shares in Bank of the James were trading +1.67% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Bank of the James PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $13.95.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Bank of the James' management team is headed by:
- Thomas Pettyjohn - NEC
- Michael Syrek - PRE
- Robert Chapman - CEO
- J. Todd Scruggs - TRS
- Harry Umberger - OTH
- John Alford - DRC
- William Bryant - DRC
- Lewis Addison - IND
- A. Douglas Dalton - IND
- James Daly - IND
- Julie Doyle - IND
- Watt Foster - IND
- Phillip Jamerson - IND
- Lydia Langley - IND
- Augustus Petticolas - IND