- $168.98m
- $198.02m
- $37.70m
- 68
- 75
- 49
- 69
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.86 | ||
| Price to Tang. Book | 0.94 | ||
| Price to Free Cashflow | 10.94 | ||
| Price to Sales | 4.48 | ||
| EV to EBITDA | 197.42 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.8% | ||
| Return on Equity | 5.94% | ||
| Operating Margin | 43.52% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 20.26 | 28.02 | 35.59 | 37.99 | 37.7 | n/a | n/a | 21.66% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +25.66 | +94.17 | +7.53 | +2.17 | -24.65 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
BV Financial, Inc. is the parent company of BayVanguard Bank (the Bank). The Bank is headquartered in Baltimore, Maryland with thirteen branches in the Baltimore metropolitan area and the eastern shore of Maryland. The Bank is a full-service community-oriented financial institution dedicated to serving the financial service needs of consumers and businesses. The Bank is engaged primarily in the business of attracting deposits from the public and using such funds to originate one-to-four-family real estate, construction, multifamily, commercial real estate, farm, marine loans, commercial and consumer loans. The Bank’s personal and business banking services include checking and money market accounts, certificates of deposit, savings, online banking, personal and business credit cards, and other services. The Bank’s lending services include personal and commercial lending, which offers real estate, lines of credit, home equity, construction, auto, boat, lot, and other loan services.
Directors
- Edmund Leonard CHM (69)
- Carolyn Mroz CEO (67)
- Steven Lilly CFO (50)
- Daniel Gallagher SVP (58)
- Jeffrey Collier OTH (51)
- Michele Kelly OTH (66)
- Michael Birmingham DRC (60)
- Frank Dingle DRC (39)
- Robert Kern DRC (64)
- Brian McHale DRC (58)
- Anthony Narutowicz DRC (80)
- Jerry Sopher DRC (72)
- Catherine Staszak DRC (70)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- February 28th, 2019
- Public Since
- January 14th, 2005
- No. of Shareholders
- 318
- No. of Employees
- 108
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Capital Market- Shares in Issue
- 10,594,044
- Address
- 7114 North Point Road, BALTIMORE, 21219
- Web
- https://www.bayvanguard.com/about-us/investor-relations/
- Phone
- +1 4104775000
- Auditors
- FORVIS, LLP
Upcoming Events for BVFL
Q2 2025 BV Financial Inc Earnings Release
Q3 2025 BV Financial Inc Earnings Release
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FAQ
What is the BV Financial share price?
As of Today at 19:44 UTC, shares in BV Financial are trading at $15.95. This share price information is delayed by 15 minutes.
How has the BV Financial share price performed this year?
Shares in BV Financial last closed at $15.95 and the price had moved by +53.07% over the past 365 days. In terms of relative price strength the BV Financial share price has outperformed the S&P500 Index by +38.03% over the past year.
What are the analyst and broker recommendations for BV Financial?
There is no consensus recommendation for this security.
Find out moreWhat is the BV Financial dividend yield?
BV Financial does not currently pay a dividend.
Does BV Financial pay a dividend?
BV Financial does not currently pay a dividend.
When does BV Financial next pay dividends?
BV Financial does not currently pay a dividend.
How do I buy BV Financial shares?
To buy shares in BV Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of BV Financial?
As of the previous close price of $15.95, shares in BV Financial had a market capitalisation of $168.98m.
Where are BV Financial shares listed?
Here are the trading details for BV Financial:
- Country of listing: United States
- Exchange: NAQ
- Ticker Symbol: BVFL
What kind of share is BV Financial?
Based on an overall assessment of its quality, value and momentum BV Financial is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a BV Financial share price forecast for 2025?
We could not find analyst target price data for this security.
Find out moreWhat is the trend in the BV Financial share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like BV Financial. Over the past six months, its share price has outperformed the S&P500 Index by +3.24%.
As of the last closing price of $15.95, shares in BV Financial were trading +3.52% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the BV Financial PE Ratio?
The BV Financial PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $15.95.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of BV Financial?
BV Financial's management team is headed by:
- Edmund Leonard - CHM
- Carolyn Mroz - CEO
- Steven Lilly - CFO
- Daniel Gallagher - SVP
- Jeffrey Collier - OTH
- Michele Kelly - OTH
- Michael Birmingham - DRC
- Frank Dingle - DRC
- Robert Kern - DRC
- Brian McHale - DRC
- Anthony Narutowicz - DRC
- Jerry Sopher - DRC
- Catherine Staszak - DRC