- $215.29m
- $322.35m
- $127.31m
- 71
- 86
- 49
- 78
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.95 | ||
| Price to Tang. Book | 1.08 | ||
| Price to Free Cashflow | 6.15 | ||
| Price to Sales | 1.67 | ||
| EV to EBITDA | 110.39 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.04% | ||
| Return on Equity | 9.85% | ||
| Operating Margin | 20.63% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 138.95 | 134.53 | 121.95 | 127.32 | 127.31 | n/a | n/a | 2.51% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +50.16 | -3.08 | +4.23 | -16.56 | -13.11 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
C&F Financial Corporation is a bank holding company. The Company owns all the stock of Citizens and Farmers Bank (C&F Bank), which is an independent commercial bank. Its segments include community banking, mortgage banking and consumer finance. The community banking segment provides services through C&F Bank. C&F Bank provides community banking services to individuals and businesses, including various types of checking and savings deposit accounts, and business, real estate, development, mortgage, home equity and installment loans. C&F Bank operates 31 banking offices and four commercial loan offices. It conducts mortgage banking activities through C&F Mortgage Corporation, which offers a range of residential mortgage loans, which are originated for sale to investors in the secondary mortgage market. It conducts consumer finance activities through C&F Finance Company (C&F Finance). C&F Finance is a regional finance company purchasing automobile, marine and recreational vehicle loans.
Directors
- Larry Dillon CHM (68)
- Thomas Cherry PRE (52)
- Jason Long CFO (41)
- S. Dustin Crone CEX (52)
- Bryan Mckernon CEX (64)
- John Seaman OTH (63)
- Charles Olsson LED (56)
- Julie Agnew IND (51)
- J. P. Causey IND (77)
- Audrey Holmes IND (63)
- James Hudson IND (72)
- Elizabeth Kelley IND (60)
- James Napier IND (68)
- D. Anthony Peay IND (60)
- Paul Robinson IND (63)
- George Sisson IND (67)
- Jeffery Smith IND (53)
- Last Annual
- December 31st, 2024
- Last Interim
- March 31st, 2025
- Incorporated
- July 20th, 1993
- Public Since
- January 16th, 1992
- No. of Shareholders
- 2,500
- No. of Employees
- 545
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market- Shares in Issue
- 3,235,781
- Address
- 3600 La Grange Pkwy, TOANO, 23168
- Web
- https://www.cffc.com/
- Phone
- +1 8048432360
- Auditors
- Yount, Hyde, & Barbour P.C.
Upcoming Events for CFFI
Q3 2025 C&F Financial Corp Earnings Release
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FAQ
What is the C&F Financial share price?
As of Today at 19:46 UTC, shares in C&F Financial are trading at $66.54. This share price information is delayed by 15 minutes.
How has the C&F Financial share price performed this year?
Shares in C&F Financial last closed at $66.54 and the price had moved by +59.4% over the past 365 days. In terms of relative price strength the C&F Financial share price has outperformed the S&P500 Index by +43.74% over the past year.
What are the analyst and broker recommendations for C&F Financial?
There is no consensus recommendation for this security.
Find out moreWhat is the C&F Financial dividend yield?
The C&F Financial dividend yield is 2.68% based on the trailing twelve month period.
Does C&F Financial pay a dividend?
Last year, C&F Financial paid a total dividend of $1.78, and it currently has a trailing dividend yield of 2.68%. We do not have any data on when C&F Financial is to next pay dividends.
When does C&F Financial next pay dividends?
We do not have data on when C&F Financial is to next pay dividends. The historic dividend yield on C&F Financial shares is currently 2.68%.
How do I buy C&F Financial shares?
To buy shares in C&F Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of C&F Financial?
As of the previous close price of $66.54, shares in C&F Financial had a market capitalisation of $215.29m.
Where are C&F Financial shares listed?
Here are the trading details for C&F Financial:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: CFFI
What kind of share is C&F Financial?
Based on an overall assessment of its quality, value and momentum C&F Financial is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a C&F Financial share price forecast for 2025?
We could not find analyst target price data for this security.
Find out moreWhat is the trend in the C&F Financial share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like C&F Financial. Over the past six months, its share price has outperformed the S&P500 Index by +6.84%.
As of the last closing price of $66.54, shares in C&F Financial were trading +0.25% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the C&F Financial PE Ratio?
The C&F Financial PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $66.54.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of C&F Financial?
C&F Financial's management team is headed by:
- Larry Dillon - CHM
- Thomas Cherry - PRE
- Jason Long - CFO
- S. Dustin Crone - CEX
- Bryan Mckernon - CEX
- John Seaman - OTH
- Charles Olsson - LED
- Julie Agnew - IND
- J. P. Causey - IND
- Audrey Holmes - IND
- James Hudson - IND
- Elizabeth Kelley - IND
- James Napier - IND
- D. Anthony Peay - IND
- Paul Robinson - IND
- George Sisson - IND
- Jeffery Smith - IND