- IN₹131.44bn
- IN₹118.19bn
- IN₹28.65bn
- 41
- 42
- 93
- 64
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 10.8 | ||
PEG Ratio (f) | 1.33 | ||
EPS Growth (f) | 8.8% | ||
Dividend Yield (f) | 1.07% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.48 | ||
Price to Tang. Book | 1.48 | ||
Price to Free Cashflow | n/a | ||
Price to Sales | 4.26 | ||
EV to EBITDA | n/a |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 1.92% | ||
Return on Equity | 13% | ||
Operating Margin | 44.54% |
Financial Summary
Year End 31st Mar | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | IN₹m | 23,551.37 | 25,344.33 | 26,755.72 | 29,731.56 | 28,651.2 | 31,918.84 | 35,801.61 | 6.15% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -17.82 | +7.04 | +21.22 | +24.5 | +8.37 | +10.86 | +8.8 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
City Union Bank Limited (the Bank) is an India-based banking company. The Bank provides a range of banking and financial services, including commercial banking and treasury operations. The Bank's segments include Treasury, Corporate/wholesale banking, Retail banking and other banking operations. Its Retail banking segment includes digital banking and other retail banking. Its products and services include personal; gold loans; micro, small and medium enterprises, corporate, Agri & rural, NRI and tech banking. It offers various bank accounts, including CUB general savings account, CUB salary savings account for individuals and CUB savings bank account for students - young India. The Bank offers various loans, including CUB gold-based overdraft, CUB working capital loans and CUB cash credit for working capital. Its deposits and investments include CUB fixed deposit and CUB flexifix deposit. It offers insurance products to its customers. The Bank has approximately 812 branches.
Directors
- Ramabadran Mohan NEC (64)
- Narayanan Kamakodi CEO (46)
- V. Ramesh CFO (57)
- V. Gopalakrishnan GMG (49)
- K. Jayaraman GMG
- M. Kalyanaraman GMG
- R. Lakshminarayanan GMG
- K. Maharajan GMG (56)
- S. Mohan GMG (57)
- S. Rajam GMG (54)
- S. Ramesh GMG
- G. Sankaran GMG (46)
- J. Sridharan GMG
- R. Srinivasan GMG
- Abarna Bhaskar NID
- Mahalingam Narayanan NID
- Tirukkarugavur Ramkumar NID (63)
- Vellur Shiva shankar NID
- Thiruvalliangudi Sridhar NID
- Narayanan Subramaniam NID (56)
- Kalyanasundaram Vaidyanathan NID (68)
- Last Annual
- March 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- October 31st, 1904
- Public Since
- June 22nd, 1998
- No. of Shareholders
- 255,207
- No. of Employees
- 7,188
- Sector
- Banking Services
- Industry
- Financials
- Exchange
National Stock Exchange of India
- Shares in Issue
- 740,985,734

- Address
- Narayana,No.24-B,, Gandhi Nagar, KUMBAKONAM, 612001
- Web
- https://www.cityunionbank.com/
- Phone
- +91 4352402322
- Auditors
- Jagannathan & Sarabeswaran
Upcoming Events for CUB
Q1 2026 City Union Bank Ltd Earnings Release
Q2 2026 City Union Bank Ltd Earnings Release
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FAQ
As of Today at 19:57 UTC, shares in City Union Bank are trading at IN₹177.39. This share price information is delayed by 15 minutes.
Shares in City Union Bank last closed at IN₹177.39 and the price had moved by +13.26% over the past 365 days. In terms of relative price strength the City Union Bank share price has outperformed the S&P BSE 100 Index by +6.69% over the past year.
The overall consensus recommendation for City Union Bank is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe City Union Bank dividend yield is 0.56% based on the trailing twelve month period.
Last year, City Union Bank paid a total dividend of IN₹1.00, and it currently has a trailing dividend yield of 0.56%. We do not have any data on when City Union Bank is to next pay dividends.
We do not have data on when City Union Bank is to next pay dividends. The historic dividend yield on City Union Bank shares is currently 0.56%.
To buy shares in City Union Bank you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of IN₹177.39, shares in City Union Bank had a market capitalisation of IN₹131.44bn.
Here are the trading details for City Union Bank:
- Country of listing: India
- Exchange: NSI
- Ticker Symbol: CUB
Based on an overall assessment of its quality, value and momentum City Union Bank is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in City Union Bank is IN₹202.19. That is 13.98% above the last closing price of IN₹177.39.
Analysts covering City Union Bank currently have a consensus Earnings Per Share (EPS) forecast of IN₹15.10 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like City Union Bank. Over the past six months, its share price has outperformed the S&P BSE 100 Index by +5.93%.
As of the last closing price of IN₹177.39, shares in City Union Bank were trading +6.11% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The City Union Bank PE ratio based on its reported earnings over the past 12 months is 10.8. The shares last closed at IN₹177.39.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
City Union Bank's management team is headed by:
- Ramabadran Mohan - NEC
- Narayanan Kamakodi - CEO
- V. Ramesh - CFO
- V. Gopalakrishnan - GMG
- K. Jayaraman - GMG
- M. Kalyanaraman - GMG
- R. Lakshminarayanan - GMG
- K. Maharajan - GMG
- S. Mohan - GMG
- S. Rajam - GMG
- S. Ramesh - GMG
- G. Sankaran - GMG
- J. Sridharan - GMG
- R. Srinivasan - GMG
- Abarna Bhaskar - NID
- Mahalingam Narayanan - NID
- Tirukkarugavur Ramkumar - NID
- Vellur Shiva shankar - NID
- Thiruvalliangudi Sridhar - NID
- Narayanan Subramaniam - NID
- Kalyanasundaram Vaidyanathan - NID