- $2.35bn
- $2.46bn
- $652.12m
- 50
- 67
- 50
- 56
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 13.59 | ||
PEG Ratio (f) | 0.95 | ||
EPS Growth (f) | 16.64% | ||
Dividend Yield (f) | 4.09% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.38 | ||
Price to Tang. Book | 2.94 | ||
Price to Free Cashflow | 11.19 | ||
Price to Sales | 3.6 | ||
EV to EBITDA | 86.82 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 1.08% | ||
Return on Equity | 8.09% | ||
Operating Margin | 25.8% |
Financial Summary
Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 589.79 | 596.82 | 620.65 | 679.36 | 652.12 | 720.27 | 759.79 | 2.76% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +3.82 | +1.26 | +2.66 | +2.09 | -26.13 | +21.57 | +7.37 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
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Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
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Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Community Bank System, Inc. is a financial holding company. The Company operates as a diversified financial services enterprise providing an array of banking and other financial services to retail, commercial, institutional and municipal customers. It owns two subsidiaries: Community Bank, N.A. and Benefit Plans Administrative Services, Inc. (BPAS). Its segments include Banking, Employee Benefit Services and All Other. The Banking segment provides an array of lending and depository-related products and services to individuals, businesses and governmental units. The Banking segment provides treasury management solutions and payment processing services. Its Employee Benefit Services segment comprises BPAS and its subsidiaries, provides collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The All Other segment comprises wealth management and insurance services.
Directors
- Sally Steele CHM (64)
- Mark Tryniski CEO (60)
- Joseph Sutaris CFO (53)
- George Getman EVP (64)
- Joseph Serbun EVP (60)
- Joseph Lemchak SVP (50)
- John Whipple LED (65)
- Brian Ace IND (66)
- Mark Bolus IND (55)
- Jeffrey Davis IND (68)
- Neil Fesette IND (55)
- Jeffery Knauss IND
- Kerrie MacPherson IND (62)
- John Parente IND (54)
- Raymond Pecor IND (52)
- Susan Skerritt IND (66)
- Eric Stickels IND (59)
- Last Annual
- December 31st, 2023
- Last Interim
- December 31st, 2023
- Incorporated
- April 15th, 1983
- Public Since
- November 26th, 1985
- No. of Shareholders
- 3,528
- No. of Employees
- 2,687
- Sector
- Banking Services
- Industry
- Financials
- Exchange
- New York Stock Exchange
- Shares in Issue
- 52,761,590
- Address
- 5790 WIDEWATERS PKWY, DEWITT, 13214
- Web
- https://ir.communitybanksystem.com/corporate-overview/corporate-profile/default.aspx
- Phone
- +1 8007242262
- Auditors
- PricewaterhouseCoopers LLP
Upcoming Events for CBU
Q1 2024 Community Bank System Inc Earnings Call
Community Bank System Inc Annual Shareholders Meeting
Community Bank System Inc Annual Shareholders Meeting
Q2 2024 Community Bank System Inc Earnings Release
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FAQ
As of Today at 19:06 UTC, shares in Community Bank System are trading at $44.50. This share price information is delayed by 15 minutes.
Shares in Community Bank System last closed at $44.50 and the price had moved by -7.79% over the past 365 days. In terms of relative price strength the Community Bank System share price has underperformed the S&P500 Index by -23.27% over the past year.
The overall consensus recommendation for Community Bank System is Hold. You can view the full broker recommendation list by unlocking its StockReport.
The Community Bank System dividend yield is 3.98% based on the trailing twelve month period.
Last year, Community Bank System paid a total dividend of $1.77, and it currently has a trailing dividend yield of 3.98%. We do not have any data on when Community Bank System is to next pay dividends.
We do not have data on when Community Bank System is to next pay dividends. The historic dividend yield on Community Bank System shares is currently 3.98%.
To buy shares in Community Bank System you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $44.50, shares in Community Bank System had a market capitalisation of $2.35bn.
Here are the trading details for Community Bank System:
- Country of listing: United States
- Exchange: NYQ
- Ticker Symbol: CBU
Based on an overall assessment of its quality, value and momentum Community Bank System is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Community Bank System is $52.86. That is 18.79% above the last closing price of $44.50.
Analysts covering Community Bank System currently have a consensus Earnings Per Share (EPS) forecast of $3.20 for the next financial year.
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Community Bank System. Over the past six months, its share price has underperformed the S&P500 Index by -5.41%.
As of the last closing price of $44.50, shares in Community Bank System were trading -3.63% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Community Bank System PE ratio based on its reported earnings over the past 12 months is 13.59. The shares last closed at $44.50.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Community Bank System's management team is headed by:
- Sally Steele - CHM
- Mark Tryniski - CEO
- Joseph Sutaris - CFO
- George Getman - EVP
- Joseph Serbun - EVP
- Joseph Lemchak - SVP
- John Whipple - LED
- Brian Ace - IND
- Mark Bolus - IND
- Jeffrey Davis - IND
- Neil Fesette - IND
- Jeffery Knauss - IND
- Kerrie MacPherson - IND
- John Parente - IND
- Raymond Pecor - IND
- Susan Skerritt - IND
- Eric Stickels - IND