- AU$59.89m
- AU$282.51m
- AU$54.56m
- 87
- 70
- 84
- 92
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 7.77 | ||
PEG Ratio (f) | 0.22 | ||
EPS Growth (f) | 55.57% | ||
Dividend Yield (f) | 8.32% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.82 | ||
Price to Tang. Book | 1.45 | ||
Price to Free Cashflow | 5.08 | ||
Price to Sales | 1.12 | ||
EV to EBITDA | 11 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 12.75% | ||
Return on Equity | 2.31% | ||
Operating Margin | 41.62% |
Financial Summary
Year End 30th Jun | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | AU$m | 47.05 | 42.56 | 53.8 | 60.56 | 54.56 | 36.4 | 41.6 | 2.73% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -46.15 | +24.03 | +74.92 | n/a | n/a | +113.68 | +50 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
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Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
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Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
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Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
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Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Earlypay Limited is engaged in the provision of financial services to Australian small to medium enterprises. The Company’s products and services by segment include Invoice Finance and Equipment Finance. Invoice Finance segment includes debtor finance and trade finance. Debtor finance provides an advance payment (typically up to 80%) against a client’s invoices to help their business overcome the cash pressure of delivering goods or services in advance of payment from the debtor (typically 30 - 60 days). Its Equipment Finance segment refers to equipment finance for both new and old equipment. This includes sale-back of owned or partially owned equipment, private sales, and midterm refinancing. The Company offers invoice finance, low doc invoice finance, invoice factoring, invoice discounting, business line of credit, equipment finance, asset finance, supplier early payments, clean energy finance, trade finance and ATO tax debt.
Directors
- Gregory Riley NEC
- Daniel Riley CEO
- Steve Shin CFO
- James Beeson COO
- Sue Healy NED
- Stephen White NED
- Geoffrey Sam NID (65)
- Ilkka Tales NID
- Last Annual
- June 30th, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- December 4th, 2001
- Public Since
- February 23rd, 2010
- No. of Shareholders
- 1,255
- No. of Employees
- 44
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Australian Stock Exchange - SEATS
- Shares in Issue
- 272,209,092

- Address
- Level 11, 201 Miller Street, NORTH SYDNEY, 2060
- Web
- https://www.earlypay.com.au/
- Phone
- +61 292674222
- Auditors
- Pitcher Partners
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FAQ
As of Today at 20:20 UTC, shares in Earlypay are trading at AU$0.22. This share price information is delayed by 15 minutes.
Shares in Earlypay last closed at AU$0.22 and the price had moved by +22.22% over the past 365 days. In terms of relative price strength the Earlypay share price has outperformed the ASX All Ordinaries Index by +17.79% over the past year.
The overall consensus recommendation for Earlypay is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Earlypay dividend yield is 1.32% based on the trailing twelve month period.
Last year, Earlypay paid a total dividend of AU$0.00, and it currently has a trailing dividend yield of 1.32%. We do not have any data on when Earlypay is to next pay dividends.
We do not have data on when Earlypay is to next pay dividends. The historic dividend yield on Earlypay shares is currently 1.32%.
To buy shares in Earlypay you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of AU$0.22, shares in Earlypay had a market capitalisation of AU$59.89m.
Here are the trading details for Earlypay:
- Country of listing: Australia
- Exchange: ASX
- Ticker Symbol: EPY
Based on an overall assessment of its quality, value and momentum Earlypay is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Earlypay is AU$0.30. That is 36.36% above the last closing price of AU$0.22.
Analysts covering Earlypay currently have a consensus Earnings Per Share (EPS) forecast of AU$0.02 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Earlypay. Over the past six months, its share price has outperformed the ASX All Ordinaries Index by +25.73%.
As of the last closing price of AU$0.22, shares in Earlypay were trading +15.48% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Earlypay PE ratio based on its reported earnings over the past 12 months is 7.77. The shares last closed at AU$0.22.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Earlypay's management team is headed by:
- Gregory Riley - NEC
- Daniel Riley - CEO
- Steve Shin - CFO
- James Beeson - COO
- Sue Healy - NED
- Stephen White - NED
- Geoffrey Sam - NID
- Ilkka Tales - NID