- $114.28m
- $118.40m
- $39.37m
- 56
- 76
- 50
- 64
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.07 | ||
| Price to Tang. Book | 1.07 | ||
| Price to Free Cashflow | 12.41 | ||
| Price to Sales | 2.9 | ||
| EV to EBITDA | 103.23 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 0.73% | ||
| Return on Equity | 9.84% | ||
| Operating Margin | 31.77% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 40.36 | 45.89 | 48.63 | 41.67 | 39.37 | n/a | n/a | 1.96% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +18.07 | +30.5 | +5.23 | -28.77 | -17.67 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Embassy Bancorp, Inc. is a bank holding company. The Company's operating subsidiary is Embassy Bank for The Lehigh Valley (the Bank). The Company provides a traditional range of financial products and services to meet the depository and credit needs of individual consumers, small and medium-sized businesses, and professionals in its market area. The Company offers a range of commercial and retail financial services, including the taking of time, savings, and demand deposits; the making of commercial, consumer, residential mortgage, and home equity loans; and the providing of other financial services. The Company offers its retail customer base a product line of consumer loan services, including mortgage loans, first-time home buyer mortgages, secured home equity loans, lines of credit, auto loans, and, to a much lesser extent, unsecured personal loans. It offers a range of specialty home equity and mortgage products. Its other services include mobile banking and safe deposit boxes.
Directors
- David Lobach CHM (71)
- Judith Hunsicker CFO (60)
- Lynne Neel EVP (59)
- James Bartholomew EVP (67)
- Diane Cunningham EVP (53)
- Frank Banko DRC (62)
- Bernard Lesavoy DRC (62)
- Geoffrey Boyer IND (76)
- John Englesson IND (68)
- John Pittman IND (71)
- Patti Smith IND (63)
- John Yurconic IND (53)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- February 7th, 2008
- Public Since
- June 25th, 2010
- No. of Shareholders
- 809
- No. of Employees
- 112
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Pink Sheets on Nasdaq- Shares in Issue
- 7,644,142
- Address
- SUITE 100, 100 GATEWAY DRIVE, BETHLEHEM, 18017
- Web
- https://www.embassybank.com/
- Phone
- +1 6108828800
- Contact
- Lynne Neel
- Auditors
- BAKER TILLY US LLP
Upcoming Events for EMYB
Embassy Bancorp Inc Annual Shareholders Meeting
Embassy Bancorp Inc Annual Shareholders Meeting
Q2 2025 Embassy Bancorp Inc Earnings Release
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FAQ
What is the Embassy Bancorp share price?
As of Today at 20:27 UTC, shares in Embassy Bancorp are trading at $14.95. This share price information is delayed by 15 minutes.
How has the Embassy Bancorp share price performed this year?
Shares in Embassy Bancorp last closed at $14.95 and the price had moved by +11.15% over the past 365 days. In terms of relative price strength the Embassy Bancorp share price has outperformed the S&P500 Index by +3.07% over the past year.
What are the analyst and broker recommendations for Embassy Bancorp?
There is no consensus recommendation for this security.
Find out moreWhat is the Embassy Bancorp dividend yield?
The Embassy Bancorp dividend yield is 2.81% based on the trailing twelve month period.
Does Embassy Bancorp pay a dividend?
Last year, Embassy Bancorp paid a total dividend of $0.42, and it currently has a trailing dividend yield of 2.81%. We do not have any data on when Embassy Bancorp is to next pay dividends.
When does Embassy Bancorp next pay dividends?
We do not have data on when Embassy Bancorp is to next pay dividends. The historic dividend yield on Embassy Bancorp shares is currently 2.81%.
How do I buy Embassy Bancorp shares?
To buy shares in Embassy Bancorp you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Embassy Bancorp?
As of the previous close price of $14.95, shares in Embassy Bancorp had a market capitalisation of $114.28m.
Where are Embassy Bancorp shares listed?
Here are the trading details for Embassy Bancorp:
- Country of listing: United States
- Exchange: PNK
- Ticker Symbol: EMYB
What kind of share is Embassy Bancorp?
Based on an overall assessment of its quality, value and momentum Embassy Bancorp is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Embassy Bancorp share price forecast for 2025?
We could not find analyst target price data for this security.
Find out moreWhat is the trend in the Embassy Bancorp share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Embassy Bancorp. Over the past six months, its share price has underperformed the S&P500 Index by -6.31%.
As of the last closing price of $14.95, shares in Embassy Bancorp were trading +1.3% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Embassy Bancorp PE Ratio?
The Embassy Bancorp PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $14.95.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Embassy Bancorp?
Embassy Bancorp's management team is headed by:
- David Lobach - CHM
- Judith Hunsicker - CFO
- Lynne Neel - EVP
- James Bartholomew - EVP
- Diane Cunningham - EVP
- Frank Banko - DRC
- Bernard Lesavoy - DRC
- Geoffrey Boyer - IND
- John Englesson - IND
- John Pittman - IND
- Patti Smith - IND
- John Yurconic - IND