FISI — Financial Institutions Share Price
- $479.82m
- $516.99m
- $116.91m
- 52
- 69
- 91
- 82
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 6.96 | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | n/a | ||
Dividend Yield (f) | 5.12% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.87 | ||
Price to Tang. Book | 0.98 | ||
Price to Free Cashflow | 6.65 | ||
Price to Sales | 4.1 | ||
EV to EBITDA | 67.36 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | -1.11% | ||
Return on Equity | -8.72% | ||
Operating Margin | -58.29% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 182.16 | 201.64 | 213.64 | 213.96 | 116.91 | 200.36 | 213.88 | -7.25% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +28.42 | +25.61 | -23.5 | -13.35 | n/a | n/a | +13.83 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Financial Institutions, Inc. is a financial holding company. It provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. It offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. It offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. It offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.
Directors
- Susan Holliday CHM (65)
- Martin Birmingham PRE (54)
- W. Jack Plants CFO (37)
- Sean Willett EVP (49)
- Samuel Burruano EVP (52)
- Justin Bigham EVP (47)
- Randall Phillips SVP (52)
- Sonia Dumbleton SVP (58)
- Kevin Quinn SVP (57)
- Robert Latella DRC (78)
- Donald Boswell IND (69)
- Dawn Burlew IND (56)
- Andrew Dorn IND (70)
- Robert Glaser IND (74)
- Samuel Gullo IND (72)
- Mauricio Riveros IND (45)
- Kim VanGelder IND (56)
- Mark Zupan IND (61)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- September 15th, 1931
- Public Since
- June 25th, 1999
- No. of Shareholders
- 256
- No. of Employees
- 598
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market
- Shares in Issue
- 20,109,712

- Address
- 220 Liberty St, WARSAW, 14569
- Web
- https://financialinstitutionsinc.q4ir.com/
- Phone
- +1 7167861100
- Contact
- Kate Croft
- Auditors
- RSM US LLP
Upcoming Events for FISI
Q1 2025 Financial Institutions Inc Earnings Call
Financial Institutions Inc Annual Shareholders Meeting
Financial Institutions Inc Annual Shareholders Meeting
Q2 2025 Financial Institutions Inc Earnings Release
Q3 2025 Financial Institutions Inc Earnings Release
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FAQ
As of Today at 20:36 UTC, shares in Financial Institutions are trading at $23.86. This share price information is delayed by 15 minutes.
Shares in Financial Institutions last closed at $23.86 and the price had moved by +36.97% over the past 365 days. In terms of relative price strength the Financial Institutions share price has outperformed the S&P500 Index by +26.43% over the past year.
The overall consensus recommendation for Financial Institutions is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Financial Institutions dividend yield is 5.03% based on the trailing twelve month period.
Last year, Financial Institutions paid a total dividend of $1.20, and it currently has a trailing dividend yield of 5.03%. We do not have any data on when Financial Institutions is to next pay dividends.
We do not have data on when Financial Institutions is to next pay dividends. The historic dividend yield on Financial Institutions shares is currently 5.03%.
To buy shares in Financial Institutions you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $23.86, shares in Financial Institutions had a market capitalisation of $479.82m.
Here are the trading details for Financial Institutions:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: FISI
Based on an overall assessment of its quality, value and momentum Financial Institutions is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Financial Institutions is $32.00. That is 34.12% above the last closing price of $23.86.
Analysts covering Financial Institutions currently have a consensus Earnings Per Share (EPS) forecast of $3.28 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Financial Institutions. Over the past six months, its share price has outperformed the S&P500 Index by +4.74%.
As of the last closing price of $23.86, shares in Financial Institutions were trading -6.99% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Financial Institutions PE ratio based on its reported earnings over the past 12 months is 6.96. The shares last closed at $23.86.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Financial Institutions' management team is headed by:
- Susan Holliday - CHM
- Martin Birmingham - PRE
- W. Jack Plants - CFO
- Sean Willett - EVP
- Samuel Burruano - EVP
- Justin Bigham - EVP
- Randall Phillips - SVP
- Sonia Dumbleton - SVP
- Kevin Quinn - SVP
- Robert Latella - DRC
- Donald Boswell - IND
- Dawn Burlew - IND
- Andrew Dorn - IND
- Robert Glaser - IND
- Samuel Gullo - IND
- Mauricio Riveros - IND
- Kim VanGelder - IND
- Mark Zupan - IND