- $560.65m
- $675.02m
- $217.76m
- 59
- 80
- 98
- 94
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 8.47 | ||
| PEG Ratio (f) | 0.43 | ||
| EPS Growth (f) | 24.74% | ||
| Dividend Yield (f) | 4.35% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.02 | ||
| Price to Tang. Book | 1.31 | ||
| Price to Free Cashflow | 10.33 | ||
| Price to Sales | 2.57 | ||
| EV to EBITDA | 67.87 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.03% | ||
| Return on Equity | 8.78% | ||
| Operating Margin | 26.25% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 188.82 | 185.49 | 211.76 | 209.96 | 217.76 | 252.37 | 259.67 | 5.06% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +3.34 | +2.33 | +44.96 | -12.72 | -21.26 | +37.2 | +5.24 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
First Financial Corporation is the holding company for First Financial Bank N.A. (the Bank). It offers a variety of financial services, including commercial, mortgage and consumer lending, lease financing, trust account services and depositor services through its subsidiary. The Bank's loan portfolio includes commercial loans, real estate mortgages and consumer loans. Its commercial loans are predominately loans to expand a business or finance asset purchases. Its real estate mortgages are secured by 1-4 family residences and are generally owner-occupied and include residential real estate and residential real estate construction loans. Its consumer portfolio primarily consists of home equity loans and lines (secured by a subordinate lien on a 1-4 family residence), secured loans (typically secured by automobiles, boats, recreational vehicles, or motorcycles), cash/CD secured, and unsecured loans. The Bank has approximately 83 branches in Indiana, Illinois, Kentucky, and others.
Directors
- Norman Lowery CHM (74)
- Rodger McHargue CFO (59)
- Norman Lowery COO (53)
- Steven Holliday OTH (60)
- Ronald Rich LED (82)
- Susan Jensen DRC
- Mark Blade IND (67)
- W. Curtis Brighton IND (67)
- Michael Carty IND (70)
- Thomas Dinkel IND (70)
- Gregory Gibson IND (58)
- William Krieble IND (73)
- Tina Maher IND (73)
- Thomas Martin IND (70)
- James McDonald IND (74)
- Paul Pierson IND (70)
- Richard Shagley IND (74)
- William Voges IND (66)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- October 28th, 1982
- Public Since
- March 3rd, 1992
- No. of Shareholders
- 11,439
- No. of Employees
- 937
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market- Shares in Issue
- 11,850,645
- Address
- One First Financial Plaza, TERRE HAUTE, 47807
- Web
- https://www.first-online.bank/
- Phone
- +1 8122386000
- Contact
- Rodger Mchargue
- Auditors
- Crowe LLP
Upcoming Events for THFF
Q3 2025 First Financial Corp Earnings Release
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FAQ
What is the First Financial share price?
As of Today at 20:37 UTC, shares in First Financial are trading at $47.31. This share price information is delayed by 15 minutes.
How has the First Financial share price performed this year?
Shares in First Financial last closed at $47.31 and the price had moved by +28.07% over the past 365 days. In terms of relative price strength the First Financial share price has outperformed the S&P500 Index by +18.22% over the past year.
What are the analyst and broker recommendations for First Financial?
The overall consensus recommendation for First Financial is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreWhat is the First Financial dividend yield?
First Financial does not currently pay a dividend.
Does First Financial pay a dividend?
First Financial does not currently pay a dividend.
When does First Financial next pay dividends?
First Financial does not currently pay a dividend.
How do I buy First Financial shares?
To buy shares in First Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of First Financial?
As of the previous close price of $47.31, shares in First Financial had a market capitalisation of $560.65m.
Where are First Financial shares listed?
Here are the trading details for First Financial:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: THFF
What kind of share is First Financial?
Based on an overall assessment of its quality, value and momentum First Financial is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a First Financial share price forecast for 2025?
The analyst consensus target price for shares in First Financial is $56.33. That is 19.07% above the last closing price of $47.31.
Analysts covering First Financial currently have a consensus Earnings Per Share (EPS) forecast of $5.49 for the next financial year.
Find out moreWhat is the trend in the First Financial share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like First Financial. Over the past six months, its share price has outperformed the S&P500 Index by +18.39%.
As of the last closing price of $47.31, shares in First Financial were trading +2.48% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the First Financial PE Ratio?
The First Financial PE ratio based on its reported earnings over the past 12 months is 8.47. The shares last closed at $47.31.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of First Financial?
First Financial's management team is headed by:
- Norman Lowery - CHM
- Rodger McHargue - CFO
- Norman Lowery - COO
- Steven Holliday - OTH
- Ronald Rich - LED
- Susan Jensen - DRC
- Mark Blade - IND
- W. Curtis Brighton - IND
- Michael Carty - IND
- Thomas Dinkel - IND
- Gregory Gibson - IND
- William Krieble - IND
- Tina Maher - IND
- Thomas Martin - IND
- James McDonald - IND
- Paul Pierson - IND
- Richard Shagley - IND
- William Voges - IND