- $198.54m
- $257.00m
- $79.80m
- 56
- 82
- 74
- 82
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 8.48 | ||
| PEG Ratio (f) | 0.83 | ||
| EPS Growth (f) | 11.41% | ||
| Dividend Yield (f) | 3.09% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.08 | ||
| Price to Tang. Book | 1.15 | ||
| Price to Free Cashflow | 9.75 | ||
| Price to Sales | 2.42 | ||
| EV to EBITDA | 112.08 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.52% | ||
| Return on Equity | 12.99% | ||
| Operating Margin | 36.65% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 67.12 | 73.29 | 75.68 | 71.34 | 79.8 | 86.03 | 92.11 | 4.78% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +40.03 | +27.85 | +13.47 | -40.09 | +39.73 | +9.69 | +14.49 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
First United Corporation is the parent company of First United Bank & Trust (the Bank), a Maryland trust company with commercial banking powers. The Company's segments include Community Banking and Wealth Management. The Community Banking segment is conducted through the Bank and involves delivering a broad range of financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers. The Wealth Management segment is conducted through the Bank and offers corporate trustee services, trust and estate administration, individual retirement accounts (IRA) administration and custody services. The Bank also owns approximately 99.9% of the limited partnership interests in Liberty Mews Limited Partnership, and a 99.9% non-voting membership interest in MCC FUBT Fund, LLC. The Bank operates 22 banking offices, one customer service center and 30 Automated Teller Machines in Allegany County, Frederick County, Garrett County, and more.
Directors
- Carissa Rodeheaver CHM (54)
- Tonya Sturm CFO (52)
- Jason Rush COO (49)
- Robert Fisher SVP (51)
- Keith Sanders SVP (50)
- John Mccullough LED (70)
- John Barr IND (66)
- Brian Boal IND (47)
- Sanu Chadha IND (44)
- Christy DiPietro IND (60)
- Patricia Milon IND (58)
- Irvin Rudy IND (67)
- Marisa Shockley IND (55)
- H. Andrew Walls IND (59)
- Last Annual
- December 31st, 2024
- Last Interim
- March 31st, 2025
- Incorporated
- October 18th, 1984
- Public Since
- September 2nd, 1992
- No. of Shareholders
- 1,272
- No. of Employees
- 291
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market- Shares in Issue
- 6,473,375
- Address
- 19 S 2nd St, OAKLAND, 21550
- Web
- https://www.mybank.com/
- Phone
- +1 null3013349471
- Contact
- Tonya Sturm
- Auditors
- Crowe LLP
Upcoming Events for FUNC
First United Corp Annual Shareholders Meeting
Q2 2025 First United Corp Earnings Release
Q3 2025 First United Corp Earnings Release
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FAQ
What is the First United share price?
As of Today at 20:39 UTC, shares in First United are trading at $30.67. This share price information is delayed by 15 minutes.
How has the First United share price performed this year?
Shares in First United last closed at $30.67 and the price had moved by +35.53% over the past 365 days. In terms of relative price strength the First United share price has outperformed the S&P500 Index by +22.21% over the past year.
What are the analyst and broker recommendations for First United?
The overall consensus recommendation for First United is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreWhat is the First United dividend yield?
The First United dividend yield is 2.74% based on the trailing twelve month period.
Does First United pay a dividend?
Last year, First United paid a total dividend of $0.84, and it currently has a trailing dividend yield of 2.74%. We do not have any data on when First United is to next pay dividends.
When does First United next pay dividends?
We do not have data on when First United is to next pay dividends. The historic dividend yield on First United shares is currently 2.74%.
How do I buy First United shares?
To buy shares in First United you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of First United?
As of the previous close price of $30.67, shares in First United had a market capitalisation of $198.54m.
Where are First United shares listed?
Here are the trading details for First United:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: FUNC
What kind of share is First United?
Based on an overall assessment of its quality, value and momentum First United is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a First United share price forecast for 2025?
The analyst consensus target price for shares in First United is $42.00. That is 36.94% above the last closing price of $30.67.
Analysts covering First United currently have a consensus Earnings Per Share (EPS) forecast of $3.45 for the next financial year.
Find out moreWhat is the trend in the First United share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like First United. Over the past six months, its share price has underperformed the S&P500 Index by -2.75%.
As of the last closing price of $30.67, shares in First United were trading -2.65% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the First United PE Ratio?
The First United PE ratio based on its reported earnings over the past 12 months is 8.48. The shares last closed at $30.67.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of First United?
First United's management team is headed by:
- Carissa Rodeheaver - CHM
- Tonya Sturm - CFO
- Jason Rush - COO
- Robert Fisher - SVP
- Keith Sanders - SVP
- John Mccullough - LED
- John Barr - IND
- Brian Boal - IND
- Sanu Chadha - IND
- Christy DiPietro - IND
- Patricia Milon - IND
- Irvin Rudy - IND
- Marisa Shockley - IND
- H. Andrew Walls - IND