- $575.68m
- $297.23m
- $126.16m
- 61
- 71
- 87
- 86
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 9.77 | ||
PEG Ratio (f) | 0.69 | ||
EPS Growth (f) | 16.4% | ||
Dividend Yield (f) | 3.04% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.45 | ||
Price to Tang. Book | 1.45 | ||
Price to Free Cashflow | 11.25 | ||
Price to Sales | 4.56 | ||
EV to EBITDA | 158.35 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 1.6% | ||
Return on Equity | 13.39% | ||
Operating Margin | 51.3% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 74.51 | 84.89 | 110.23 | 118.39 | 126.16 | 145.79 | 165.8 | 16.64% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +22.62 | +28.13 | -7.79 | +6.41 | -18.61 | +15.69 | +17.71 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Five Star Bancorp is a bank holding company that operates through its wholly owned subsidiary, Five Star Bank, a California state-chartered non-member bank. The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through approximately eight branch offices. It offers a complete array of deposit products for small and medium-sized businesses, professionals, and individuals, including a variety of checking and savings accounts, time deposits, and money market accounts. The Company also provides a range of deposit services, including debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. It focuses primarily on commercial lending. It offers a variety of loans to small and medium-sized businesses, professionals, and individuals, including commercial real estate, commercial, commercial land and construction, and farmland loans.
Directors
- David Lucchetti NEC (76)
- James Beckwith PRE (63)
- David Nickum VCH (56)
- Heather Luck CFO (40)
- Lydia Ramirez COO (40)
- Kristine Hyde CHO (55)
- Brett Wait SVP (40)
- Shelley Wetton SVP (49)
- John Dalton SVP (67)
- Michael Lee SVP (59)
- Michael Rizzo SVP (55)
- Warren Kashiwagi DRC
- Donna Lucas DRC (53)
- Larry Allbaugh IND (57)
- Michael Campbell IND (72)
- Shannon Deary-Bell IND (54)
- Robert Perry-Smith IND (73)
- Kevin Ramos IND (56)
- Judson Riggs IND (66)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- September 16th, 2002
- Public Since
- May 5th, 2021
- No. of Shareholders
- 125
- No. of Employees
- 205
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market
- Shares in Issue
- 21,329,235

- Address
- 3100 Zinfandel Drive, Suite 100, RANCHO CORDOVA, 95670
- Web
- https://www.fivestarbank.com/
- Phone
- +1 9166265000
- Auditors
- MOSS ADAMS LLP
Upcoming Events for FSBC
Q1 2025 Five Star Bancorp Earnings Call
Dividend For FSBC.OQ - 0.2000 USD
Five Star Bancorp Annual Shareholders Meeting
Five Star Bancorp Annual Shareholders Meeting
Q2 2025 Five Star Bancorp Earnings Release
Q3 2025 Five Star Bancorp Earnings Release
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FAQ
As of Today at 20:38 UTC, shares in Five Star Bancorp are trading at $26.99. This share price information is delayed by 15 minutes.
Shares in Five Star Bancorp last closed at $26.99 and the price had moved by +23.52% over the past 365 days. In terms of relative price strength the Five Star Bancorp share price has outperformed the S&P500 Index by +14.02% over the past year.
The overall consensus recommendation for Five Star Bancorp is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Five Star Bancorp dividend yield is 2.96% based on the trailing twelve month period.
Last year, Five Star Bancorp paid a total dividend of $0.80, and it currently has a trailing dividend yield of 2.96%.Looking ahead, shares in Five Star Bancorp are due to go ex-dividend on 2025-05-05 and the next dividend pay date is 2025-05-12.
Five Star Bancorp are due to go ex-dividend on 2025-05-05 and the next dividend pay date is 2025-05-12. The historic dividend yield on Five Star Bancorp shares is currently 2.96%.
To buy shares in Five Star Bancorp you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $26.99, shares in Five Star Bancorp had a market capitalisation of $575.68m.
Here are the trading details for Five Star Bancorp:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: FSBC
Based on an overall assessment of its quality, value and momentum Five Star Bancorp is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Five Star Bancorp is $34.63. That is 28.31% above the last closing price of $26.99.
Analysts covering Five Star Bancorp currently have a consensus Earnings Per Share (EPS) forecast of $2.62 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Five Star Bancorp. Over the past six months, its share price has underperformed the S&P500 Index by -4.25%.
As of the last closing price of $26.99, shares in Five Star Bancorp were trading -8.72% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Five Star Bancorp PE ratio based on its reported earnings over the past 12 months is 9.77. The shares last closed at $26.99.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Five Star Bancorp's management team is headed by:
- David Lucchetti - NEC
- James Beckwith - PRE
- David Nickum - VCH
- Heather Luck - CFO
- Lydia Ramirez - COO
- Kristine Hyde - CHO
- Brett Wait - SVP
- Shelley Wetton - SVP
- John Dalton - SVP
- Michael Lee - SVP
- Michael Rizzo - SVP
- Warren Kashiwagi - DRC
- Donna Lucas - DRC
- Larry Allbaugh - IND
- Michael Campbell - IND
- Shannon Deary-Bell - IND
- Robert Perry-Smith - IND
- Kevin Ramos - IND
- Judson Riggs - IND