- $740.18m
- $810.31m
- $224.42m
- 76
- 79
- 97
- 97
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 9.68 | ||
PEG Ratio (f) | 2.74 | ||
EPS Growth (f) | 3.67% | ||
Dividend Yield (f) | 3.65% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.31 | ||
Price to Tang. Book | 1.58 | ||
Price to Free Cashflow | 8.83 | ||
Price to Sales | 3.22 | ||
EV to EBITDA | 160.81 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 2.01% | ||
Return on Equity | 14.24% | ||
Operating Margin | 44.48% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 152.06 | 159.73 | 180.59 | 227.12 | 224.42 | 238.54 | 245.08 | 6.48% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -50.51 | +13.32 | +5.8 | +6.09 | +10.85 | +5.45 | +0.04 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
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Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
HBT Financial, Inc. is a bank holding company for Heartland Bank and Trust Company (the Bank). The Bank provides a comprehensive suite of financial products and services to consumers, businesses, and municipal entities throughout Illinois and Eastern Iowa. Its products and services are primarily deposit, lending, and ancillary products that offer a broad range of options to meet the financial needs of consumers, businesses, and municipal entities. It also provides traditional trust and investment services, farmland management, and farmland sales through its wealth management division. It offers a broad range of lending products with a focus on regulatory commercial real estate (CRE), which includes non-owner-occupied CRE, construction and land development (C&D) and multifamily; commercial and industrial (C&I) and owner-occupied CRE; agricultural and farmland; and one-to-four family residential loans. It also provides municipal, consumer and other loans.
Directors
- Fred Drake CHM (64)
- J. Lance Carter PRE (50)
- Matthew Doherty CFO (59)
- Diane Lanier EVP (57)
- Patrick Busch EVP (64)
- Andrea Zurkamer SVP (43)
- Mark Scheirer SVP (50)
- Lawrence Horvath OTH (57)
- Allen Drake DRC (69)
- C. Alvin Bowman IND (68)
- Eric Burwell IND (53)
- Linda Koch IND (59)
- Gerald Pfeiffer IND (70)
- Dale Strassheim IND (74)
- Last Annual
- December 31st, 2024
- Last Interim
- March 31st, 2025
- Incorporated
- June 28th, 1982
- Public Since
- October 11th, 2019
- No. of Shareholders
- 113
- No. of Employees
- 844
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market
- Shares in Issue
- 31,631,431

- Address
- 401 N Hershey Rd, BLOOMINGTON, 61704-3742
- Web
- https://ir.hbtfinancial.com/
- Phone
- +1 3026365400
- Auditors
- RSM US LLP
Upcoming Events for HBT
HBT Financial Inc Annual Shareholders Meeting
HBT Financial Inc Annual Shareholders Meeting
Q2 2025 HBT Financial Inc Earnings Release
Q3 2025 HBT Financial Inc Earnings Release
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FAQ
As of Today at 21:03 UTC, shares in HBT Financial are trading at $23.40. This share price information is delayed by 15 minutes.
Shares in HBT Financial last closed at $23.40 and the price had moved by +24.07% over the past 365 days. In terms of relative price strength the HBT Financial share price has outperformed the S&P500 Index by +14.52% over the past year.
The overall consensus recommendation for HBT Financial is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe HBT Financial dividend yield is 3.33% based on the trailing twelve month period.
Last year, HBT Financial paid a total dividend of $0.78, and it currently has a trailing dividend yield of 3.33%.Looking ahead, shares in HBT Financial are due to go ex-dividend on 2025-05-06 and the next dividend pay date is 2025-05-13.
HBT Financial are due to go ex-dividend on 2025-05-06 and the next dividend pay date is 2025-05-13. The historic dividend yield on HBT Financial shares is currently 3.33%.
To buy shares in HBT Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $23.40, shares in HBT Financial had a market capitalisation of $740.18m.
Here are the trading details for HBT Financial:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: HBT
Based on an overall assessment of its quality, value and momentum HBT Financial is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in HBT Financial is $25.00. That is 6.84% above the last closing price of $23.40.
Analysts covering HBT Financial currently have a consensus Earnings Per Share (EPS) forecast of $2.42 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like HBT Financial. Over the past six months, its share price has outperformed the S&P500 Index by +15.84%.
As of the last closing price of $23.40, shares in HBT Financial were trading +2.85% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The HBT Financial PE ratio based on its reported earnings over the past 12 months is 9.68. The shares last closed at $23.40.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
HBT Financial's management team is headed by:
- Fred Drake - CHM
- J. Lance Carter - PRE
- Matthew Doherty - CFO
- Diane Lanier - EVP
- Patrick Busch - EVP
- Andrea Zurkamer - SVP
- Mark Scheirer - SVP
- Lawrence Horvath - OTH
- Allen Drake - DRC
- C. Alvin Bowman - IND
- Eric Burwell - IND
- Linda Koch - IND
- Gerald Pfeiffer - IND
- Dale Strassheim - IND