- ¥131bn
- ¥3tn
- ¥185bn
- 23
- 82
- 75
- 67
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 7.38 | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | -1.39% | ||
Dividend Yield (f) | 5.04% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.54 | ||
Price to Tang. Book | 0.6 | ||
Price to Free Cashflow | n/a | ||
Price to Sales | 0.69 | ||
EV to EBITDA | 73.75 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 1.52% | ||
Return on Equity | 9.39% | ||
Operating Margin | 15.21% |
Financial Summary
Year End 31st Mar | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | ¥m | 158,610 | 160,647 | 164,070 | 173,506 | 184,781 | 189,750 | 194,500 | 4.85% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +19.28 | +8.61 | +48.27 | +17.48 | +9.9 | -24.91 | -1.39 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
JACCS CO., LTD. is a Japan-based company engaged in the provision of consumer credit services. The Company provides comprehensive credit purchasing mediation, individual credit purchasing mediation, financing and credit guarantee services, among others. The comprehensive credit purchasing mediation business issues credit cards after credit check. The individual credit purchasing mediation business conducts credit check when consumers receive products or services from member stores of the Company. The credit guarantee services business conducts credit check and guatantees its debt when consumers borrow funds to purchase real estate, automobiles and others. The financing business is a cashing service provided to card members. The other businesses include the collection agency business and other businesses.
Directors
- Yasuyoshi Itagaki CHM (65)
- Toru Yamazaki PRE (62)
- Takashi Saitou CFO (61)
- Minekazu Sugano VPR (65)
- Hitoshi Chino SME (63)
- Ryo Murakami MEO (59)
- Shigeki Ogata MEO (61)
- Kenichi Oshima MEO (61)
- Kojun Sato MEO (64)
- Toshio Sotoguchi MEO
- Masahiro Hasukawa SEO
- Toshiya Kaname SEO
- Hirofumi Katoh SEO
- Toshikazu Kondo SEO
- Takahiro Nagoshi SEO
- Masayuki Nemoto SEO
- Osamu Ohta SEO
- Kazuhiko Segawa SEO
- Noboru Taniguchi SEO
- Muneo Tobinaga SEO
- Hiroki Yoshida SEO
- Shingo Yuzue SEO
- Naoki Akiba EXO
- Shingo Asakawa EXO
- Masatoshi Fukuyama EXO
- Takeo Horikoshi EXO
- Ichiro Kobayashi EXO
- Tatsuya Kosuge EXO
- Toru Matsumura EXO
- Kenji Naiki EXO
- Michitada Negoro EXO
- Yosuke Sato EXO
- Yoshito Shima EXO
- Akihito Suehiro EXO
- Seishi Tawaratsumida EXO
- Yasuhiko Uchiyama EXO
- Hideyuki Yamaoka EXO
- Satoru Yamashita EXO
- Kuniaki Hara IND (74)
- Junko Nishiyama IND (64)
- Kyoko Okada IND (62)
- Masahito Suzuki IND (64)
- Last Annual
- March 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- December 23rd, 1948
- Public Since
- November 4th, 1976
- No. of Shareholders
- 19,936
- No. of Employees
- 6,097
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Tokyo Stock Exchange
- Shares in Issue
- 34,735,748

- Address
- Ebisu Neonato, 4-1-18, Ebisu, SHIBUYA-KU, 150-8932
- Web
- https://www.jaccs.co.jp/
- Phone
- +81 354481311
- Auditors
- KPMG AZSA LLC
Upcoming Events for 8584
Q1 2026 JACCS Co Ltd Earnings Release
Similar to 8584
First Bank Of Toyama
Tokyo Stock Exchange
77 Bank
Tokyo Stock Exchange
Acom Co
Tokyo Stock Exchange
Aeon Financial Service Co
Tokyo Stock Exchange
Aichi Financial
Tokyo Stock Exchange
FAQ
As of Today at 21:24 UTC, shares in JACCS Co are trading at ¥3,770. This share price information is delayed by 15 minutes.
Shares in JACCS Co last closed at ¥3,770 and the price had moved by -33.04% over the past 365 days. In terms of relative price strength the JACCS Co share price has underperformed the Nikkei 225 Index by -29.43% over the past year.
The overall consensus recommendation for JACCS Co is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe JACCS Co dividend yield is 5.31% based on the trailing twelve month period.
Last year, JACCS Co paid a total dividend of ¥200, and it currently has a trailing dividend yield of 5.31%.Looking ahead, the next dividend pay date is 2025-06-01.
We do not have data on when JACCS Co is to next pay dividends. The historic dividend yield on JACCS Co shares is currently 5.31%.
To buy shares in JACCS Co you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of ¥3,770, shares in JACCS Co had a market capitalisation of ¥131bn.
Here are the trading details for JACCS Co:
- Country of listing: Japan
- Exchange: TYO
- Ticker Symbol: 8584
Based on an overall assessment of its quality, value and momentum JACCS Co is currently classified as a Turnaround. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in JACCS Co is ¥4,089. That is 8.47% above the last closing price of ¥3,770.
Analysts covering JACCS Co currently have a consensus Earnings Per Share (EPS) forecast of ¥518 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like JACCS Co. Over the past six months, its share price has outperformed the Nikkei 225 Index by +9.43%.
As of the last closing price of ¥3,770, shares in JACCS Co were trading -4.26% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The JACCS Co PE ratio based on its reported earnings over the past 12 months is 7.38. The shares last closed at ¥3,770.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
JACCS Co's management team is headed by:
- Yasuyoshi Itagaki - CHM
- Toru Yamazaki - PRE
- Takashi Saitou - CFO
- Minekazu Sugano - VPR
- Hitoshi Chino - SME
- Ryo Murakami - MEO
- Shigeki Ogata - MEO
- Kenichi Oshima - MEO
- Kojun Sato - MEO
- Toshio Sotoguchi - MEO
- Masahiro Hasukawa - SEO
- Toshiya Kaname - SEO
- Hirofumi Katoh - SEO
- Toshikazu Kondo - SEO
- Takahiro Nagoshi - SEO
- Masayuki Nemoto - SEO
- Osamu Ohta - SEO
- Kazuhiko Segawa - SEO
- Noboru Taniguchi - SEO
- Muneo Tobinaga - SEO
- Hiroki Yoshida - SEO
- Shingo Yuzue - SEO
- Naoki Akiba - EXO
- Shingo Asakawa - EXO
- Masatoshi Fukuyama - EXO
- Takeo Horikoshi - EXO
- Ichiro Kobayashi - EXO
- Tatsuya Kosuge - EXO
- Toru Matsumura - EXO
- Kenji Naiki - EXO
- Michitada Negoro - EXO
- Yosuke Sato - EXO
- Yoshito Shima - EXO
- Akihito Suehiro - EXO
- Seishi Tawaratsumida - EXO
- Yasuhiko Uchiyama - EXO
- Hideyuki Yamaoka - EXO
- Satoru Yamashita - EXO
- Kuniaki Hara - IND
- Junko Nishiyama - IND
- Kyoko Okada - IND
- Masahito Suzuki - IND