- $371.99m
- $354.39m
- CNY5.80bn
- 69
- 99
- 31
- 75
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.61 | ||
| Price to Tang. Book | 0.61 | ||
| Price to Free Cashflow | n/a | ||
| Price to Sales | 0.4 | ||
| EV to EBITDA | 1.23 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 25.66% | ||
| Return on Equity | 47.84% | ||
| Operating Margin | 31.04% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | CNYm | 1,300.16 | 1,780.49 | 3,271.41 | 5,466.87 | 5,801.03 | n/a | n/a | 21.07% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -59.81 | +66.95 | +200.8 | +5.29 | -1.91 | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Jiayin Group Inc is a holding company primarily engaged in the operation of fintech platforms. The Company is primarily engaged in the provision of access to credit for borrowers. The Company is engaged in the provision of consumer loans with a term of no more than 12 months. The loans are from institutional funding partners, including commercial banks, trusts, consumer finance companies and microcredit companies. The Company is also engaged in the provision of referral services for investment products, as well as guarantee services. The Company primarily operates its businesses in the domestic market.
Directors
- Dinggui Yan CEO (52)
- Bei Bai CFO (37)
- Jin Chen CFO (33)
- Chongxian Bai CTO (41)
- Yifang Xu CRO (43)
- Libin Wang VFN (34)
- Yuhchang Hwang IND (66)
- Meng Rui IND (54)
- Last Annual
- December 31st, 2024
- Last Interim
- September 30th, 2025
- Incorporated
- December 21st, 2017
- Public Since
- May 10th, 2019
- No. of Employees
- 1,028
- Sector
- Investment Banking & Investment Services
- Industry
- Financials
- Exchange
NASDAQ Global Market
- Shares in Issue
- 213,478,184

- Address
- 428 South Yanggao Rd, SHANGHAI, 200122
- Web
- https://ir.jiayin-fintech.com/
- Phone
- +86 2160828732
- Auditors
- Marcum Bernstein & Pinchuk LLP
Upcoming Events for JFIN
Q1 2026 Jiayin Group Inc Earnings Release
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FAQ
As of Today at 20:27 UTC, shares in Jiayin are trading at $6.97. This share price information is delayed by 15 minutes.
Shares in Jiayin last closed at $6.97 and the price had moved by +7.56% over the past 365 days. In terms of relative price strength the Jiayin share price has underperformed the S&P500 Index by -4.67% over the past year.
The overall consensus recommendation for Jiayin is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreJiayin does not currently pay a dividend.
Jiayin does not currently pay a dividend.
Jiayin does not currently pay a dividend.
To buy shares in Jiayin you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $6.97, shares in Jiayin had a market capitalisation of $371.99m.
Here are the trading details for Jiayin:
- Country of listing: United States
- Exchange: NMQ
- Ticker Symbol: JFIN
Based on an overall assessment of its quality, value and momentum Jiayin is currently classified as a Contrarian. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Jiayin is $11.53. That is 65.48% above the last closing price of $6.97.
Analysts covering Jiayin currently have a consensus Earnings Per Share (EPS) forecast of for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Jiayin. Over the past six months, its share price has underperformed the S&P500 Index by -66.1%.
As of the last closing price of $6.97, shares in Jiayin were trading -42.5% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Jiayin PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $6.97.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Jiayin's management team is headed by:
- Dinggui Yan - CEO
- Bei Bai - CFO
- Jin Chen - CFO
- Chongxian Bai - CTO
- Yifang Xu - CRO
- Libin Wang - VFN
- Yuhchang Hwang - IND
- Meng Rui - IND





