LSBK — Lake Shore Bancorp Share Price
- $85.60m
- $82.89m
- $24.37m
- 69
- 62
- 65
- 72
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | n/a | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | n/a | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.95 | ||
Price to Tang. Book | 0.95 | ||
Price to Free Cashflow | 34.13 | ||
Price to Sales | 3.46 | ||
EV to EBITDA | 152.09 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 0.87% | ||
Return on Equity | 5.64% | ||
Operating Margin | 24% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 22.92 | 25.18 | 27.04 | 26.99 | 24.37 | n/a | n/a | 2.48% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +29.65 | +19.45 | -7.08 | -15.12 | +6.57 | n/a | n/a | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Lake Shore Bancorp, Inc. is the mid-tier holding company of Lake Shore Savings Bank (the Bank). The Bank offers a range of retail and commercial lending and deposit services. The Bank’s principal business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, primarily in commercial real estate loans, one-to-four-family residential mortgage loans, home equity lines of credit and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its primary sources of funds for lending and investments are deposits, borrowings, receipts of principal and interest payments on loans and securities, proceeds from sales of loans or securities, maturities and calls of investment securities and others. The Bank serves the market areas surrounding its ten branch offices located within the Western New York region of New York State.
Directors
- Kevin Sanvidge NEC (66)
- Daniel Reininga CEO (62)
- Rachel Foley CFO (52)
- Susan Ballard EVP (57)
- Jeffrey Werdein EVP (54)
- Michelle Debergalis DRC
- Tracy Bennett IND (70)
- Sharon Brautigam IND (64)
- John McGrath IND (66)
- Jack Mehltretter IND (62)
- Ronald Passafaro IND (60)
- Nancy Yocum IND (74)
- Catharine Young IND (61)
- Last Annual
- December 31st, 2024
- Last Interim
- March 31st, 2025
- Incorporated
- August 3rd, 1981
- Public Since
- April 4th, 2006
- No. of Shareholders
- 642
- No. of Employees
- 93
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Market
- Shares in Issue
- 5,760,272

- Address
- 31 EAST FOURTH STREET, DUNKIRK, 14048
- Web
- https://www.lakeshoresavings.com/
- Phone
- +1 7163664070
- Contact
- Taylor Gilden
- Auditors
- BAKER TILLY US LLP
Upcoming Events for LSBK
Lake Shore Bancorp Inc Annual Shareholders Meeting
Q2 2025 Lake Shore Bancorp Inc Earnings Release
Q3 2025 Lake Shore Bancorp Inc Earnings Release
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FAQ
As of Today at 21:42 UTC, shares in Lake Shore Bancorp are trading at $14.86. This share price information is delayed by 15 minutes.
Shares in Lake Shore Bancorp last closed at $14.86 and the price had moved by +28.88% over the past 365 days. In terms of relative price strength the Lake Shore Bancorp share price has outperformed the S&P500 Index by +16.21% over the past year.
There is no consensus recommendation for this security.
Find out moreThe Lake Shore Bancorp dividend yield is 3.63% based on the trailing twelve month period.
Last year, Lake Shore Bancorp paid a total dividend of $0.54, and it currently has a trailing dividend yield of 3.63%. We do not have any data on when Lake Shore Bancorp is to next pay dividends.
We do not have data on when Lake Shore Bancorp is to next pay dividends. The historic dividend yield on Lake Shore Bancorp shares is currently 3.63%.
To buy shares in Lake Shore Bancorp you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $14.86, shares in Lake Shore Bancorp had a market capitalisation of $85.60m.
Here are the trading details for Lake Shore Bancorp:
- Country of listing: United States
- Exchange: NMQ
- Ticker Symbol: LSBK
Based on an overall assessment of its quality, value and momentum Lake Shore Bancorp is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
We could not find analyst target price data for this security.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Lake Shore Bancorp. Over the past six months, its share price has outperformed the S&P500 Index by +8.57%.
As of the last closing price of $14.86, shares in Lake Shore Bancorp were trading +8.93% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Lake Shore Bancorp PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $14.86.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Lake Shore Bancorp's management team is headed by:
- Kevin Sanvidge - NEC
- Daniel Reininga - CEO
- Rachel Foley - CFO
- Susan Ballard - EVP
- Jeffrey Werdein - EVP
- Michelle Debergalis - DRC
- Tracy Bennett - IND
- Sharon Brautigam - IND
- John McGrath - IND
- Jack Mehltretter - IND
- Ronald Passafaro - IND
- Nancy Yocum - IND
- Catharine Young - IND