- $1.39bn
- $1.32bn
- $253.52m
- 68
- 61
- 52
- 63
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 14.02 | ||
| PEG Ratio (f) | 3.67 | ||
| EPS Growth (f) | 3.98% | ||
| Dividend Yield (f) | 3.75% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 2.04 | ||
| Price to Tang. Book | 2.05 | ||
| Price to Free Cashflow | 14.83 | ||
| Price to Sales | 5.49 | ||
| EV to EBITDA | 221.78 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 1.67% | ||
| Return on Equity | 14.02% | ||
| Operating Margin | 44.05% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 209.85 | 222.81 | 244.75 | 246.89 | 253.52 | 262.7 | 275.28 | 4.85% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +11.46 | -0.8 | +8.05 | +5.06 | -14.48 | +3.6 | +4.76 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Lakeland Financial Corporation is a bank holding company, which provides, through its subsidiary Lake City Bank (the Bank), a range of financial products and services throughout its Northern and Central Indiana markets. It offers commercial and consumer banking services, and trust and wealth management, brokerage, and treasury management commercial services. It serves a diverse customer base, including commercial customers across a wide variety of industries, including commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare. The Bank serves Central and Northern Indiana communities with 54 branch offices in 15 counties and a robust digital banking platform. The Bank’s deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) to the maximum extent provided under federal law and FDIC regulations. It also provides credit card services to retail and commercial customers.
Directors
- Michael Kubacki NEC (69)
- David Findlay PRE (59)
- Lisa O'Neill CFO (53)
- Kristin Pruitt EVP (49)
- Eric Ottinger EVP (50)
- Faraz Abbasi DRC
- Blake Augsburger IND (57)
- Robert Bartels IND (56)
- Darrianne Christian IND (49)
- Daniel Evans IND (71)
- Emily Pichon IND (57)
- Steven Ross IND (66)
- Brian Smith IND (56)
- Bradley Toothaker IND (52)
- Ronald Truex IND (70)
- M. Scott Welch IND (61)
- Last Annual
- December 31st, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- February 8th, 1983
- Public Since
- March 8th, 1994
- No. of Shareholders
- 278
- No. of Employees
- 632
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market- Shares in Issue
- 26,016,340
- Address
- 202 East Center Street, WARSAW, 46580
- Web
- https://www.lakecitybank.com/
- Phone
- +1 5742676144
- Contact
- Tina Rensberger
- Auditors
- Crowe LLP
Upcoming Events for LKFN
Q3 2025 Lakeland Financial Corp Earnings Release
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FAQ
What is the Lakeland Financial share price?
As of Today at 21:42 UTC, shares in Lakeland Financial are trading at $53.50. This share price information is delayed by 15 minutes.
How has the Lakeland Financial share price performed this year?
Shares in Lakeland Financial last closed at $53.50 and the price had moved by -11.06% over the past 365 days. In terms of relative price strength the Lakeland Financial share price has underperformed the S&P500 Index by -17.9% over the past year.
What are the analyst and broker recommendations for Lakeland Financial?
The overall consensus recommendation for Lakeland Financial is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreWhat is the Lakeland Financial dividend yield?
The Lakeland Financial dividend yield is 3.59% based on the trailing twelve month period.
Does Lakeland Financial pay a dividend?
Last year, Lakeland Financial paid a total dividend of $1.92, and it currently has a trailing dividend yield of 3.59%.Looking ahead, the next dividend pay date is 2025-05-05.
When does Lakeland Financial next pay dividends?
We do not have data on when Lakeland Financial is to next pay dividends. The historic dividend yield on Lakeland Financial shares is currently 3.59%.
How do I buy Lakeland Financial shares?
To buy shares in Lakeland Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Lakeland Financial?
As of the previous close price of $53.50, shares in Lakeland Financial had a market capitalisation of $1.39bn.
Where are Lakeland Financial shares listed?
Here are the trading details for Lakeland Financial:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: LKFN
What kind of share is Lakeland Financial?
Based on an overall assessment of its quality, value and momentum Lakeland Financial is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Lakeland Financial share price forecast for 2025?
The analyst consensus target price for shares in Lakeland Financial is $68.20. That is 27.48% above the last closing price of $53.50.
Analysts covering Lakeland Financial currently have a consensus Earnings Per Share (EPS) forecast of $3.76 for the next financial year.
Find out moreWhat is the trend in the Lakeland Financial share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Lakeland Financial. Over the past six months, its share price has underperformed the S&P500 Index by -10.31%.
As of the last closing price of $53.50, shares in Lakeland Financial were trading -18.65% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Lakeland Financial PE Ratio?
The Lakeland Financial PE ratio based on its reported earnings over the past 12 months is 14.02. The shares last closed at $53.50.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Lakeland Financial?
Lakeland Financial's management team is headed by:
- Michael Kubacki - NEC
- David Findlay - PRE
- Lisa O'Neill - CFO
- Kristin Pruitt - EVP
- Eric Ottinger - EVP
- Faraz Abbasi - DRC
- Blake Augsburger - IND
- Robert Bartels - IND
- Darrianne Christian - IND
- Daniel Evans - IND
- Emily Pichon - IND
- Steven Ross - IND
- Brian Smith - IND
- Bradley Toothaker - IND
- Ronald Truex - IND
- M. Scott Welch - IND