LOB — Live Oak Bancshares Share Price
- $1.21bn
- $582.63m
- $499.69m
- 69
- 68
- 24
- 54
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 10.03 | ||
PEG Ratio (f) | 0.35 | ||
EPS Growth (f) | 40.99% | ||
Dividend Yield (f) | 0.45% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.18 | ||
Price to Tang. Book | 1.25 | ||
Price to Free Cashflow | 2.49 | ||
Price to Sales | 2.38 | ||
EV to EBITDA | 31.84 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 0.59% | ||
Return on Equity | 6.1% | ||
Operating Margin | 15.75% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 280.72 | 456.99 | 565.49 | 457.04 | 499.69 | 536.27 | 626.7 | 19.67% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +412.5 | +60.51 | +11.4 | -54.14 | -12.25 | +33.11 | +53.71 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Live Oak Bancshares, Inc. is the bank holding company for Live Oak Banking Company (the Bank). The Bank specializes in providing lending and deposit-related services to small businesses nationwide. The Bank operates a national online platform for small business lending and deposit gathering. In addition to the Bank, the Company directly or indirectly holds wholly owned subsidiaries, including Live Oak Ventures, Inc. (Live Oak Ventures), Live Oak Grove, LLC (Grove), and Government Loan Solutions, Inc. (GLS). Live Oak Ventures has an investment in Synply, Inc. (Synply). Synply is a cloud-based technology platform designed to simplify the loan syndication process for financial institutions. The Grove provides Company employees and business visitors with on-site dining at the Company’s Wilmington, North Carolina headquarters. GLS is a management and technology consulting firm that advises and offers solutions and services to participants in the government-guaranteed lending sector.
Directors
- James Mahan CHM (69)
- Neil Underwood PRE (51)
- William Williams VCH (69)
- William Losch CFO (51)
- Huntley Garriott CEX (45)
- J. Wesley Sutherland CAO (50)
- Gregory Seward GCN (45)
- Susan Janson OTH (72)
- Steven Smits OTH (54)
- Tonya Bradford DRC
- David Lucht DRC (63)
- William Cameron IND (67)
- Diane Glossman IND (65)
- Glen Hoffsis IND (80)
- Miltom Petty IND (69)
- Last Annual
- December 31st, 2024
- Last Interim
- March 31st, 2025
- Incorporated
- December 18th, 2008
- Public Since
- July 23rd, 2015
- No. of Shareholders
- 207
- No. of Employees
- 1,008
- Sector
- Banking Services
- Industry
- Financials
- Exchange
New York Stock Exchange
- Shares in Issue
- 45,589,633

- Address
- 1741 Tiburon Drive, WILMINGTON, 28403
- Web
- http://www.liveoakbank.com
- Phone
- +1 9107905867
- Auditors
- KPMG LLP
Upcoming Events for LOB
Live Oak Bancshares Inc Annual Shareholders Meeting
Q2 2025 Live Oak Bancshares Inc Earnings Release
Q3 2025 Live Oak Bancshares Inc Earnings Release
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FAQ
As of Today at 21:46 UTC, shares in Live Oak Bancshares are trading at $26.59. This share price information is delayed by 15 minutes.
Shares in Live Oak Bancshares last closed at $26.59 and the price had moved by -22.43% over the past 365 days. In terms of relative price strength the Live Oak Bancshares share price has underperformed the S&P500 Index by -28.4% over the past year.
The overall consensus recommendation for Live Oak Bancshares is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Live Oak Bancshares dividend yield is 0.45% based on the trailing twelve month period.
Last year, Live Oak Bancshares paid a total dividend of $0.12, and it currently has a trailing dividend yield of 0.45%. We do not have any data on when Live Oak Bancshares is to next pay dividends.
We do not have data on when Live Oak Bancshares is to next pay dividends. The historic dividend yield on Live Oak Bancshares shares is currently 0.45%.
To buy shares in Live Oak Bancshares you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $26.59, shares in Live Oak Bancshares had a market capitalisation of $1.21bn.
Here are the trading details for Live Oak Bancshares:
- Country of listing: United States
- Exchange: NYQ
- Ticker Symbol: LOB
Based on an overall assessment of its quality, value and momentum Live Oak Bancshares is currently classified as a Contrarian. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Live Oak Bancshares is $31.50. That is 18.47% above the last closing price of $26.59.
Analysts covering Live Oak Bancshares currently have a consensus Earnings Per Share (EPS) forecast of $2.26 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Live Oak Bancshares. Over the past six months, its share price has underperformed the S&P500 Index by -29.32%.
As of the last closing price of $26.59, shares in Live Oak Bancshares were trading -31.76% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Live Oak Bancshares PE ratio based on its reported earnings over the past 12 months is 10.03. The shares last closed at $26.59.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Live Oak Bancshares' management team is headed by:
- James Mahan - CHM
- Neil Underwood - PRE
- William Williams - VCH
- William Losch - CFO
- Huntley Garriott - CEX
- J. Wesley Sutherland - CAO
- Gregory Seward - GCN
- Susan Janson - OTH
- Steven Smits - OTH
- Tonya Bradford - DRC
- David Lucht - DRC
- William Cameron - IND
- Diane Glossman - IND
- Glen Hoffsis - IND
- Miltom Petty - IND