- €133.14m
- €441.81m
- €230.46m
- 42
- 84
- 95
- 90
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 6.17 | ||
| PEG Ratio (f) | 0.34 | ||
| EPS Growth (f) | 22.03% | ||
| Dividend Yield (f) | 6.07% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.71 | ||
| Price to Tang. Book | 0.86 | ||
| Price to Free Cashflow | 0.94 | ||
| Price to Sales | 0.61 | ||
| EV to EBITDA | 13.2 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 3.29% | ||
| Return on Equity | 5.3% | ||
| Operating Margin | 8.01% | ||
Financial Summary
| Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | €m | 293.1 | 230.47 | 204.19 | 212.47 | 230.46 | 241 | 254.67 | -2.54% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +19.48 | -78.31 | n/a | n/a | +32.24 | +54.51 | +22.03 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Multitude AG is a Switzerland-based financial technology company. It is s engaged in offering digital lending and online banking services to consumers, small and medium-sized businesses, and other FinTech’s overlooked by traditional banks. The services are provided through three independent business units, which are served by its internal Banking-as-a-Service Growth Platform. Its business units are consumer banking (Ferratum), small and medium-sized enterprise (SME) banking (CapitalBox), and Wholesale Banking (Multitude Bank). Its products under the Ferratum brand include micro loan, plus loan, prime loan, and credit limit. The SME banking business unit provides essential financial solutions to SMEs through its credit lines and installment loans under the brand of CapitalBox. Its products under the CapitalBox brand include installment loans, credit line, secured loan, and purchase finance (BNPL). Multitude Bank is engaged in offering secured debt and payment solution.
Directors
- Juhani Vanhala NEC (68)
- Jorma Jokela CEO (42)
- Bernd Egger CFO (50)
- Ari Tiukkanen COO (59)
- Shaun Vella CHO (37)
- Aksels Neilands CMO (34)
- Daniel Kliem CRO
- Lea Liigus EDR (49)
- Julie Chatterjee MGB
- Scott Donnelly MGB (45)
- Adam Hansson-toenning MGB (29)
- Kristjan Kajakas MGB (39)
- Sami Kalliola MGB (49)
- Antti Kumpulainen MGB (40)
- Goutam Challagalla NID (56)
- Michael Cusumano NID (66)
- Clemens Krause NID (58)
- Frederik Strange NID (35)
- Christopher Wang NID
- Last Annual
- December 31st, 2023
- Last Interim
- September 30th, 2024
- Incorporated
- December 30th, 2024
- Public Since
- February 6th, 2015
- No. of Employees
- 760
- Sector
- Investment Banking & Investment Services
- Industry
- Financials
- Exchange
XETRA- Shares in Issue
- 21,648,967
- Address
- Grafenauweg 8, ZUG, 6300
- Web
- https://www.multitude.com/i
- Phone
- Auditors
- PricewaterhouseCoopers Oy
Upcoming Events for MULT
Dividend For MULT.DE - 0.2000 EUR
Dividend For MULT.DE - 0.2400 EUR
Similar to MULT
FAQ
What is the Multitude AG share price?
As of Today at 22:09 UTC, shares in Multitude AG are trading at €6.15. This share price information is delayed by 15 minutes.
How has the Multitude AG share price performed this year?
Shares in Multitude AG last closed at €6.15 and the price had moved by +13.89% over the past 365 days. In terms of relative price strength the Multitude AG share price has outperformed the FTSE Global All Cap Index by +11.04% over the past year.
What are the analyst and broker recommendations for Multitude AG?
The overall consensus recommendation for Multitude AG is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreWhat is the Multitude AG dividend yield?
Multitude AG does not currently pay a dividend.
Does Multitude AG pay a dividend?
Multitude AG does not currently pay a dividend.
When does Multitude AG next pay dividends?
Multitude AG does not currently pay a dividend.
How do I buy Multitude AG shares?
To buy shares in Multitude AG you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Multitude AG?
As of the previous close price of €6.15, shares in Multitude AG had a market capitalisation of €133.14m.
Where are Multitude AG shares listed?
Here are the trading details for Multitude AG:
- Country of listing: Germany
- Exchange: GER
- Ticker Symbol: MULT
What kind of share is Multitude AG?
Based on an overall assessment of its quality, value and momentum Multitude AG is currently classified as a Turnaround. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Multitude AG share price forecast for 2025?
The analyst consensus target price for shares in Multitude AG is €9.20. That is 49.59% above the last closing price of €6.15.
Analysts covering Multitude AG currently have a consensus Earnings Per Share (EPS) forecast of €0.82 for the next financial year.
Find out moreWhat is the trend in the Multitude AG share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Multitude AG. Over the past six months, its share price has outperformed the FTSE Global All Cap Index by +18.57%.
As of the last closing price of €6.15, shares in Multitude AG were trading +20.89% higher than their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Multitude AG PE Ratio?
The Multitude AG PE ratio based on its reported earnings over the past 12 months is 6.17. The shares last closed at €6.15.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Multitude AG?
Multitude AG's management team is headed by:
- Juhani Vanhala - NEC
- Jorma Jokela - CEO
- Bernd Egger - CFO
- Ari Tiukkanen - COO
- Shaun Vella - CHO
- Aksels Neilands - CMO
- Daniel Kliem - CRO
- Lea Liigus - EDR
- Julie Chatterjee - MGB
- Scott Donnelly - MGB
- Adam Hansson-toenning - MGB
- Kristjan Kajakas - MGB
- Sami Kalliola - MGB
- Antti Kumpulainen - MGB
- Goutam Challagalla - NID
- Michael Cusumano - NID
- Clemens Krause - NID
- Frederik Strange - NID
- Christopher Wang - NID