- $249.08m
- $217.35m
- $51.04m
- 65
- 51
- 81
- 72
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 9.92 | ||
| PEG Ratio (f) | 0.15 | ||
| EPS Growth (f) | 209.13% | ||
| Dividend Yield (f) | 4.63% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.13 | ||
| Price to Tang. Book | 1.3 | ||
| Price to Free Cashflow | 12.66 | ||
| Price to Sales | 4.57 | ||
| EV to EBITDA | 209.39 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 0.06% | ||
| Return on Equity | 0.59% | ||
| Operating Margin | 2.61% | ||
Financial Summary
| Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 58.26 | 73.67 | 78.33 | 70.19 | 51.04 | 85.06 | 91.17 | 2.38% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +3.27 | +31.07 | +17.65 | -42.01 | n/a | n/a | +7.83 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Norwood Financial Corp. is a holding company for Wayne Bank (the Bank). The Bank operates 15 offices in Northeastern Pennsylvania and 14 offices in Delaware, Sullivan, Ontario, Otsego and Yates Counties, New York. The Bank offers a variety of personal and business credit services and trust and investment products and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the Bank serves. The Bank primarily serves the northeastern Pennsylvania counties of Wayne, Pike, Monroe, Lackawanna and Luzerne and, to a much lesser extent, Susquehanna County, in addition to the New York counties of Delaware, Sullivan, Ontario, Otsego and Yates. In addition, the Bank operates automated teller machines at 30 branch facilities plus one machine at an off-site location. The Bank operates a Wealth Management/Trust Department which provides estate planning, investment management and financial planning to customers.
Directors
- William Davis NEC (76)
- Lewis Critelli CEO (61)
- Andrew Forte NVC (62)
- William Lance CFO (61)
- Robert Mancuso COO (63)
- John Carmody EVP (51)
- John Sanders SVP (63)
- Joseph Adams IND (58)
- Susan Campfield IND (63)
- Jeffrey Gifford IND (65)
- Meg Hungerford IND (44)
- Kevin Lamont IND (62)
- Ralph Matergia IND (71)
- Alexandra Nolan IND (63)
- Kenneth Phillips IND (70)
- Last Annual
- December 31st, 2024
- Last Interim
- March 31st, 2025
- Incorporated
- November 15th, 1995
- Public Since
- January 2nd, 1997
- No. of Shareholders
- 1,220
- No. of Employees
- 264
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Market- Shares in Issue
- 9,259,419
- Address
- 717 MAIN ST,, HONESDALE, 18431
- Web
- Phone
- +1 5702538500
- Auditors
- S.R. Snodgrass
Upcoming Events for NWFL
Q3 2025 Norwood Financial Corp Earnings Release
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FAQ
What is the Norwood Financial share price?
As of Today at 22:22 UTC, shares in Norwood Financial are trading at $26.90. This share price information is delayed by 15 minutes.
How has the Norwood Financial share price performed this year?
Shares in Norwood Financial last closed at $26.90 and the price had moved by +6.41% over the past 365 days. In terms of relative price strength the Norwood Financial share price has underperformed the S&P500 Index by -4.05% over the past year.
What are the analyst and broker recommendations for Norwood Financial?
The overall consensus recommendation for Norwood Financial is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreWhat is the Norwood Financial dividend yield?
The Norwood Financial dividend yield is 4.54% based on the trailing twelve month period.
Does Norwood Financial pay a dividend?
Last year, Norwood Financial paid a total dividend of $1.22, and it currently has a trailing dividend yield of 4.54%. We do not have any data on when Norwood Financial is to next pay dividends.
When does Norwood Financial next pay dividends?
We do not have data on when Norwood Financial is to next pay dividends. The historic dividend yield on Norwood Financial shares is currently 4.54%.
How do I buy Norwood Financial shares?
To buy shares in Norwood Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Norwood Financial?
As of the previous close price of $26.90, shares in Norwood Financial had a market capitalisation of $249.08m.
Where are Norwood Financial shares listed?
Here are the trading details for Norwood Financial:
- Country of listing: United States
- Exchange: NMQ
- Ticker Symbol: NWFL
What kind of share is Norwood Financial?
Based on an overall assessment of its quality, value and momentum Norwood Financial is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Norwood Financial share price forecast for 2025?
The analyst consensus target price for shares in Norwood Financial is $25.50. That is 5.2% below the last closing price of $26.90.
Analysts covering Norwood Financial currently have a consensus Earnings Per Share (EPS) forecast of $2.64 for the next financial year.
Find out moreWhat is the trend in the Norwood Financial share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Norwood Financial. Over the past six months, its share price has underperformed the S&P500 Index by -8.92%.
As of the last closing price of $26.90, shares in Norwood Financial were trading +0% matched their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Norwood Financial PE Ratio?
The Norwood Financial PE ratio based on its reported earnings over the past 12 months is 9.92. The shares last closed at $26.90.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Norwood Financial?
Norwood Financial's management team is headed by:
- William Davis - NEC
- Lewis Critelli - CEO
- Andrew Forte - NVC
- William Lance - CFO
- Robert Mancuso - COO
- John Carmody - EVP
- John Sanders - SVP
- Joseph Adams - IND
- Susan Campfield - IND
- Jeffrey Gifford - IND
- Meg Hungerford - IND
- Kevin Lamont - IND
- Ralph Matergia - IND
- Alexandra Nolan - IND
- Kenneth Phillips - IND