ORRF — Orrstown Financial Services Share Price
- $560.90m
- $588.51m
- $192.69m
- 59
- 74
- 57
- 68
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 7.15 | ||
PEG Ratio (f) | 0.32 | ||
EPS Growth (f) | 29.02% | ||
Dividend Yield (f) | 3.63% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 1.05 | ||
Price to Tang. Book | 1.34 | ||
Price to Free Cashflow | 16.81 | ||
Price to Sales | 2.55 | ||
EV to EBITDA | 52.77 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 0.73% | ||
Return on Equity | 7.85% | ||
Operating Margin | 18.14% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 111.92 | 116.13 | 126.58 | 130.56 | 192.69 | 202.56 | 229.88 | 14.52% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +14.23 | -1.59 | +14.49 | +5.75 | -22.1 | +45.43 | +4.79 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Orrstown Financial Services, Inc. is a financial holding company for its wholly owned subsidiary Orrstown Bank (the Bank). The Bank provides a range of consumer and business financial services in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York Counties, Pennsylvania and Anne Arundel, Baltimore, Harford, Howard, and Washington Counties, Maryland, as well as Baltimore City, Maryland. The Bank operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time and money market deposits. The Company's lending area also includes adjacent counties in Pennsylvania and Maryland, as well as Loudon County, Virginia and Berkeley, Jefferson and Morgan Counties, West Virginia. The Bank also provides fiduciary, investment advisory, insurance and brokerage services.
Directors
- Joel Zullinger NEC (71)
- Thomas Quinn CEO (60)
- Neelesh Kalani CFO (46)
- Robert Fignar COO (54)
- Barbara Brobst CHO (61)
- Luke Bernstein EVP (41)
- Robert Coradi EVP (58)
- Philip Fague EVP (60)
- Jeffrey Gayman EVP (47)
- Christopher Holt EVP (56)
- David Hornberger EVP (55)
- Zachary Khuri EVP (36)
- Adam Metz EVP (48)
- Sean Mulcahy CAO (39)
- Cindy Joiner IND (58)
- Mark Keller IND (66)
- Thomas Longenecker IND (52)
- Andrea Pugh IND (67)
- Michael Rice IND (58)
- Eric Segal IND (62)
- Glenn Snoke IND (71)
- Floyd Stoner IND (71)
- Last Annual
- December 31st, 2024
- Last Interim
- March 31st, 2025
- Incorporated
- November 17th, 1987
- Public Since
- July 10th, 1998
- No. of Shareholders
- 3,148
- No. of Employees
- 607
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Capital Market
- Shares in Issue
- 19,509,642

- Address
- 4750 Lindle Rd, HARRISBURG, 17111
- Web
- https://investors.orrstown.com/
- Phone
- +1 7175326114
- Auditors
- Crowe LLP
Upcoming Events for ORRF
Dividend For ORRF.OQ - 0.2600 USD
Orrstown Financial Services Inc Annual Shareholders Meeting
Q2 2025 Orrstown Financial Services Inc Earnings Release
Q3 2025 Orrstown Financial Services Inc Earnings Release
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FAQ
As of Today at 22:31 UTC, shares in Orrstown Financial Services are trading at $28.75. This share price information is delayed by 15 minutes.
Shares in Orrstown Financial Services last closed at $28.75 and the price had moved by +8.78% over the past 365 days. In terms of relative price strength the Orrstown Financial Services share price has outperformed the S&P500 Index by +0.41% over the past year.
The overall consensus recommendation for Orrstown Financial Services is Buy. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Orrstown Financial Services dividend yield is 3.2% based on the trailing twelve month period.
Last year, Orrstown Financial Services paid a total dividend of $0.92, and it currently has a trailing dividend yield of 3.2%.Looking ahead, shares in Orrstown Financial Services are due to go ex-dividend on 2025-05-06 and the next dividend pay date is 2025-05-13.
Orrstown Financial Services are due to go ex-dividend on 2025-05-06 and the next dividend pay date is 2025-05-13. The historic dividend yield on Orrstown Financial Services shares is currently 3.2%.
To buy shares in Orrstown Financial Services you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $28.75, shares in Orrstown Financial Services had a market capitalisation of $560.90m.
Here are the trading details for Orrstown Financial Services:
- Country of listing: United States
- Exchange: NAQ
- Ticker Symbol: ORRF
Based on an overall assessment of its quality, value and momentum Orrstown Financial Services is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Orrstown Financial Services is $35.60. That is 23.83% above the last closing price of $28.75.
Analysts covering Orrstown Financial Services currently have a consensus Earnings Per Share (EPS) forecast of $3.96 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Orrstown Financial Services. Over the past six months, its share price has underperformed the S&P500 Index by -18.76%.
As of the last closing price of $28.75, shares in Orrstown Financial Services were trading -16.54% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Orrstown Financial Services PE ratio based on its reported earnings over the past 12 months is 7.15. The shares last closed at $28.75.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Orrstown Financial Services' management team is headed by:
- Joel Zullinger - NEC
- Thomas Quinn - CEO
- Neelesh Kalani - CFO
- Robert Fignar - COO
- Barbara Brobst - CHO
- Luke Bernstein - EVP
- Robert Coradi - EVP
- Philip Fague - EVP
- Jeffrey Gayman - EVP
- Christopher Holt - EVP
- David Hornberger - EVP
- Zachary Khuri - EVP
- Adam Metz - EVP
- Sean Mulcahy - CAO
- Cindy Joiner - IND
- Mark Keller - IND
- Thomas Longenecker - IND
- Andrea Pugh - IND
- Michael Rice - IND
- Eric Segal - IND
- Glenn Snoke - IND
- Floyd Stoner - IND