PFLC — Pacific Financial Share Price
- $105.11m
- $86.13m
- $51.09m
- 46
- 83
- 55
- 64
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | n/a | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | n/a | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.9 | ||
Price to Tang. Book | 1.02 | ||
Price to Free Cashflow | 18.53 | ||
Price to Sales | 2.07 | ||
EV to EBITDA | n/a |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 0.93% | ||
Return on Equity | 7.99% | ||
Operating Margin | 22.45% |
Financial Summary
Year End 31st Dec | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 57.34 | 52.63 | 48.17 | 55.37 | 51.09 | n/a | n/a | -0.56% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | -16.87 | +13.26 | -14.1 | +34.06 | -34.3 | n/a | n/a | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Pacific Financial Corporation is the bank holding company for Bank of the Pacific (the Bank), a state chartered commercial bank. The Bank offers banking products and services to small-to-medium sized businesses and professionals in western Washington and Oregon. It offers a range of services, such as personal banking, business banking, online banking, and commercial loans. Its personal banking provides personal banking, savings solutions, investments, consumer loans and lines of credit, consumer fee schedule and pay loan online. The Bank's business banking provides business checking, business savings options, commercial and industrial loans, commercial real estate, contact a commercial lender, merchant services and treasury management. Its online banking provides personal online, personal bill pay, business bill pays, mobile and browser security. Its commercial loan portfolio includes commercial real estate, and treasury management, depository, and business online banking services.
Directors
- Randy Rognlin CHM (59)
- Denise Portmann PRE (44)
- Douglas Biddle CFO (61)
- Edward Eng EVP (51)
- Kristi Gundersen DRC (54)
- Daniel Tupper DRC (41)
- John Van Dijk DRC (67)
- Dwayne Carter IND (61)
- Susan Freese IND (60)
- Edwin Ketel IND (63)
- Randy Rust IND (67)
- Douglas Schermer IND (53)
- Last Annual
- December 31st, 2024
- Last Interim
- March 31st, 2025
- Incorporated
- February 12th, 1997
- Public Since
- November 6th, 2003
- No. of Employees
- 234
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Pink Sheets on Nasdaq
- Shares in Issue
- 10,020,000

- Address
- 1216 Skyview Drive, ABERDEEN, 98520
- Web
- https://ir.bankofthepacific.com/corporate-information/corporate-profile/default.aspx
- Phone
- +1 3605338870
- Contact
- Sandra Clark
- Auditors
- Deloitte & Touche LLP
Upcoming Events for PFLC
Q2 2025 Pacific Financial Corp Earnings Release
Q3 2025 Pacific Financial Corp Earnings Release
Similar to PFLC
1867 Western Financial
Pink Sheets on Nasdaq
1895 Bancorp of Wisconsin
Pink Sheets on Nasdaq
1st Colonial Bancorp
Pink Sheets on Nasdaq
1st Summit Bancorp of Johnstown
Pink Sheets on Nasdaq
8000
Pink Sheets on Nasdaq
FAQ
As of Today at 22:32 UTC, shares in Pacific Financial are trading at $10.49. This share price information is delayed by 15 minutes.
Shares in Pacific Financial last closed at $10.49 and the price had moved by +9.38% over the past 365 days. In terms of relative price strength the Pacific Financial share price has outperformed the S&P500 Index by +1.43% over the past year.
There is no consensus recommendation for this security.
Find out moreThe Pacific Financial dividend yield is 5.34% based on the trailing twelve month period.
Last year, Pacific Financial paid a total dividend of $0.56, and it currently has a trailing dividend yield of 5.34%.Looking ahead, shares in Pacific Financial are due to go ex-dividend on 2025-05-09 and the next dividend pay date is 2025-05-23.
Pacific Financial are due to go ex-dividend on 2025-05-09 and the next dividend pay date is 2025-05-23. The historic dividend yield on Pacific Financial shares is currently 5.34%.
To buy shares in Pacific Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $10.49, shares in Pacific Financial had a market capitalisation of $105.11m.
Here are the trading details for Pacific Financial:
- Country of listing: United States
- Exchange: PNK
- Ticker Symbol: PFLC
Based on an overall assessment of its quality, value and momentum Pacific Financial is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
We could not find analyst target price data for this security.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Pacific Financial. Over the past six months, its share price has underperformed the S&P500 Index by -11.98%.
As of the last closing price of $10.49, shares in Pacific Financial were trading -4.75% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Pacific Financial PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at $10.49.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Pacific Financial's management team is headed by:
- Randy Rognlin - CHM
- Denise Portmann - PRE
- Douglas Biddle - CFO
- Edward Eng - EVP
- Kristi Gundersen - DRC
- Daniel Tupper - DRC
- John Van Dijk - DRC
- Dwayne Carter - IND
- Susan Freese - IND
- Edwin Ketel - IND
- Randy Rust - IND
- Douglas Schermer - IND