- CA$191.22m
- CA$116.62m
- CA$186.04m
- 51
- 91
- 14
- 51
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | n/a | ||
PEG Ratio (f) | n/a | ||
EPS Growth (f) | n/a | ||
Dividend Yield (f) | n/a |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 2.19 | ||
Price to Tang. Book | 2.38 | ||
Price to Free Cashflow | 6.97 | ||
Price to Sales | 0.88 | ||
EV to EBITDA | 5.28 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 19.28% | ||
Return on Equity | 25.4% | ||
Operating Margin | 7.77% |
Financial Summary
Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | CA$m | 6.31 | 13.45 | 43.78 | 129.93 | 186.04 | 199.87 | 69.24 | 120.27% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | n/a | n/a | n/a | n/a | n/a | -26.89 | n/a | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Payfare Inc. is a Canada-based international Earned Wage Access company powering instant access to earnings through a digital banking platform for the workforce. It partners with e-commerce marketplaces, payroll platforms and employers to provide financial security and inclusion for all workers. It partners with platforms and marketplaces, such as Uber, Lyft and DoorDash. It provides services to gig workers and businesses. The Company operates in two geographical areas: Canada and USA. It provides 1099 and contract workers with instant access to their earnings and a digital banking service. It offers a full application programming interface suite and a turn-key private label solution. It provides multiple worker payout options, like on-demand or automatically each day or after each task, shift or sale. It provides services to various workforces of all sizes, including trades and construction, hospitality, rideshare, healthcare, home services, creators, trucking and freelance.
Directors
- Last Annual
- December 31st, 2023
- Last Interim
- September 30th, 2024
- Incorporated
- June 15th, 2012
- Public Since
- March 19th, 2021
- No. of Employees
- 86
- Sector
- Professional & Commercial Services
- Industry
- Industrials
- Exchange
Toronto Stock Exchange
- Shares in Issue
- 48,287,259

- Address
- PO Box 343, DON MILLS, M3C 2S7
- Web
- https://www.payfare.com
- Phone
- +1 4169856272
- Auditors
- KPMG LLP
Upcoming Events for PAY
Q1 2025 Payfare Inc Earnings Release
Payfare Inc Annual Shareholders Meeting
Q2 2025 Payfare Inc Earnings Release
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FAQ
As of Today at 21:34 UTC, shares in Payfare are trading at CA$3.96. This share price information is delayed by 15 minutes.
Shares in Payfare last closed at CA$3.96 and the price had moved by -43.67% over the past 365 days. In terms of relative price strength the Payfare share price has underperformed the Toronto Stock Exchange 300 Composite Index by -52.19% over the past year.
The overall consensus recommendation for Payfare is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out morePayfare does not currently pay a dividend.
Payfare does not currently pay a dividend.
Payfare does not currently pay a dividend.
To buy shares in Payfare you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of CA$3.96, shares in Payfare had a market capitalisation of CA$191.22m.
Here are the trading details for Payfare:
- Country of listing: Canada
- Exchange: TOR
- Ticker Symbol: PAY
Based on an overall assessment of its quality, value and momentum Payfare is currently classified as a Contrarian. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Payfare is CA$5.40. That is 36.36% above the last closing price of CA$3.96.
Analysts covering Payfare currently have a consensus Earnings Per Share (EPS) forecast of CA$0.24 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Payfare. Over the past six months, its share price has underperformed the Toronto Stock Exchange 300 Composite Index by -58.7%.
As of the last closing price of CA$3.96, shares in Payfare were trading -18.79% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Payfare PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at CA$3.96.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
We do not have data on Payfare's directors