- $192.70m
- $388.77m
- $75.49m
- 53
- 46
- 78
- 61
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 1,159.46 | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | -92.3% | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.72 | ||
| Price to Tang. Book | 0.72 | ||
| Price to Free Cashflow | 31.68 | ||
| Price to Sales | 2.55 | ||
| EV to EBITDA | 85.9 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 0.21% | ||
| Return on Equity | 1.26% | ||
| Operating Margin | 7.75% | ||
Financial Summary
| Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $m | 40.82 | 55.22 | 93.48 | 73.02 | 75.49 | 74.4 | 81.8 | 13.77% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -49.19 | +343.56 | +383.56 | n/a | n/a | n/a | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Ponce Financial Group, Inc. is the holding company of Ponce Bank (the Bank), a federally chartered stock savings association. It operates through the administrative office and 13 full-service banking offices and five mortgage loan offices. The Bank's business primarily consists of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in mortgage loans, consisting of one-to-four family residential (both investor-owned and owner-occupied), multifamily residential, nonresidential properties and construction and land, and, to a lesser extent, in business and consumer loans. The Bank also invests in securities, corporate securities, mortgage-backed securities and Federal Home Loan Bank of New York stock. The Bank offers a variety of deposit accounts, including demand, savings, money markets and certificates of deposit accounts. The Company’s primary market area consists of the New York City metropolitan area.
Directors
- Steven Tsavaris CHM (71)
- Carlos Naudon PRE (70)
- Nick Lugo NVC (78)
- Frank Perez CFO (53)
- Maria Alvarez IND (56)
- James Demetriou IND (74)
- William Feldman IND (78)
- Julio Gurman IND (84)
- Last Annual
- December 31st, 2023
- Last Interim
- December 31st, 2023
- Incorporated
- July 13th, 2021
- Public Since
- October 2nd, 2017
- No. of Shareholders
- 352
- No. of Employees
- 237
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Market- Shares in Issue
- 23,790,497
- Address
- 2244 Westchester Ave, BRONX, 10462-5010
- Web
- Phone
- +1 7189319000
- Auditors
- Mazars USA LLP
Latest News for PDLB
Upcoming Events for PDLB
Q1 2024 Ponce Financial Group Inc Earnings Release
Ponce Financial Group Inc Annual Shareholders Meeting
Q2 2024 Ponce Financial Group Inc Earnings Release
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FAQ
As of Today at 19:17 UTC, shares in Ponce Financial are trading at $8.10. This share price information is delayed by 15 minutes.
Shares in Ponce Financial last closed at $8.10 and the price had moved by +7% over the past 365 days. In terms of relative price strength the Ponce Financial share price has underperformed the S&P500 Index by -13.59% over the past year.
The overall consensus recommendation for Ponce Financial is Strong Buy. You can view the full broker recommendation list by unlocking its StockReport.
Ponce Financial does not currently pay a dividend.
Ponce Financial does not currently pay a dividend.
Ponce Financial does not currently pay a dividend.
To buy shares in Ponce Financial you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $8.10, shares in Ponce Financial had a market capitalisation of $192.70m.
Here are the trading details for Ponce Financial:
- Country of listing: United States
- Exchange: NMQ
- Ticker Symbol: PDLB
Based on an overall assessment of its quality, value and momentum Ponce Financial is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Ponce Financial is $10.00. That is 23.46% above the last closing price of $8.10.
Analysts covering Ponce Financial currently have a consensus Earnings Per Share (EPS) forecast of -$0.05 for the next financial year.
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Ponce Financial. Over the past six months, its share price has underperformed the S&P500 Index by -9.49%.
As of the last closing price of $8.10, shares in Ponce Financial were trading -6.83% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Ponce Financial PE ratio based on its reported earnings over the past 12 months is 1159.46. The shares last closed at $8.10.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Ponce Financial's management team is headed by:
- Steven Tsavaris - CHM
- Carlos Naudon - PRE
- Nick Lugo - NVC
- Frank Perez - CFO
- Maria Alvarez - IND
- James Demetriou - IND
- William Feldman - IND
- Julio Gurman - IND