- £48.75m
- £32.38m
- £49.53m
- 64
- 81
- 60
- 81
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | n/a | ||
| PEG Ratio (f) | n/a | ||
| EPS Growth (f) | n/a | ||
| Dividend Yield (f) | n/a | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 1.52 | ||
| Price to Tang. Book | 1.9 | ||
| Price to Free Cashflow | 10.88 | ||
| Price to Sales | 0.98 | ||
| EV to EBITDA | 4.54 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | 10.64% | ||
| Return on Equity | 13.73% | ||
| Operating Margin | 10.56% | ||
Financial Summary
| Year End 31st Dec | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | £m | 70.9 | 71.52 | 74.51 | 49.72 | 49.53 | 55.1 | n/a | -2.25% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | +4.26 | -22.12 | -47.89 | n/a | n/a | +5.67 | n/a | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
Personal Group Holdings PLC is a United Kingdom-based workforce benefits and services provider. The principal activities of the Company include transacting short-term accident and health insurance and providing employee services in the United Kingdom. Its segments include Affordable Insurance, Other Owned Benefits, Benefits Platform and Pay and Reward. The Pay & Reward segment is engaged in the provision of a full reward service to employers through its pay and reward subsidiaries. The Benefits Platform segment is engaged in the provision of a benefits platform to employers both directly and through channel partners. The Affordable Insurance segment is focused on the provision of simple insurance products underwritten by its subsidiaries. The Other Owned Benefits segment is focused on the sale of technology and other products to employers as part of their employee benefit provision through its subsidiary, Let’s Connect. Its offerings can also be delivered through its app, Hapi.
Directors
- Mark Winlow NEC
- Deborah Frost CEO
- Sarah Mace CFO
- Damian Kane FID
- Liam McGrath COO
- Ashley Doody CIO
- Richard Thompson MDR
- Rebekah Tapping DHR
- Karen Thornley OTH
- Andrew Lothian NED
- Martin Bennett NID (49)
- Maria Darby-Walker NID (56)
- Robert Head NID (60)
- Last Annual
- December 31st, 2023
- Last Interim
- December 31st, 2023
- Incorporated
- May 7th, 1996
- Public Since
- November 27th, 2000
- No. of Employees
- 269
- Sector
- Insurance
- Industry
- Financials
- Exchange
London Stock Exchange- Shares in Issue
- 31,248,822
- Address
- John Ormond House, 899 Silbury Boulevard, MILTON KEYNES, MK9 3XL
- Web
- https://www.personalgroup.com/
- Phone
- +44 1908605000
- Auditors
- Ernst & Young LLP
Latest News for PGH
Upcoming Events for PGH
Personal Group Holdings PLC Annual Shareholders Meeting
Half Year 2024 Personal Group Holdings PLC Earnings Release
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FAQ
As of Today at 19:16 UTC, shares in Personal group are trading at 156.00p. This share price information is delayed by 15 minutes.
Shares in Personal group last closed at 156.00p and the price had moved by -24.64% over the past 365 days. In terms of relative price strength the Personal group share price has underperformed the FTSE All Share Index by -25.94% over the past year.
The overall consensus recommendation for Personal group is Strong Buy. You can view the full broker recommendation list by unlocking its StockReport.
The Personal group dividend yield is 7.5% based on the trailing twelve month period.
Last year, Personal group paid a total dividend of £0.12, and it currently has a trailing dividend yield of 7.5%.Looking ahead, the next dividend pay date is 2024-05-08.
We do not have data on when Personal group is to next pay dividends. The historic dividend yield on Personal group shares is currently 7.5%.
To buy shares in Personal group you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of 156.00p, shares in Personal group had a market capitalisation of £48.75m.
Here are the trading details for Personal group:
- Country of listing: United Kingdom
- Exchange: LSE
- Ticker Symbol: PGH
Based on an overall assessment of its quality, value and momentum Personal group is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Personal group is 240.00p. That is 53.85% above the last closing price of 156.00p.
Analysts covering Personal group currently have a consensus Earnings Per Share (EPS) forecast of £0.16 for the next financial year.
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Personal group. Over the past six months, its share price has underperformed the FTSE All Share Index by -11.26%.
As of the last closing price of 156.00p, shares in Personal group were trading -10.43% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Personal group PE ratio based on its reported earnings over the past 12 months is null. The shares last closed at 156.00p.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Personal group's management team is headed by:
- Mark Winlow - NEC
- Deborah Frost - CEO
- Sarah Mace - CFO
- Damian Kane - FID
- Liam McGrath - COO
- Ashley Doody - CIO
- Richard Thompson - MDR
- Rebekah Tapping - DHR
- Karen Thornley - OTH
- Andrew Lothian - NED
- Martin Bennett - NID
- Maria Darby-Walker - NID
- Robert Head - NID