PROV — Provident Financial Holdings Share Price
- $98.02m
- $52.48m
- $38.86m
- 59
- 74
- 65
- 73
Growth & Value
12m Forecast Rolling | Industry | Market | |
---|---|---|---|
PE Ratio (f) | 10.63 | ||
PEG Ratio (f) | 0.5 | ||
EPS Growth (f) | 27.09% | ||
Dividend Yield (f) | 3.82% |
Valuation (ttm) | Industry | Market | |
---|---|---|---|
Price to Book Value | 0.76 | ||
Price to Tang. Book | 0.76 | ||
Price to Free Cashflow | 22.11 | ||
Price to Sales | 2.55 | ||
EV to EBITDA | 15.22 |
Shareholder Activity
Type | Buy / Hold / Sell |
---|---|
Institutions | |
Directors | |
Community |
Guru Screens
Quality
Name | Industry | Market | |
---|---|---|---|
Return on Capital | 0.7% | ||
Return on Equity | 4.82% | ||
Operating Margin | 22.85% |
Financial Summary
Year End 30th Jun | Unit | 2020 | 2021 | 2022 | 2023 | 2024 | 2025E | 2026E | CAGR / Avg |
---|---|---|---|---|---|---|---|---|---|
Total Revenue | $m | 40.92 | 35.21 | 36.31 | 41.06 | 38.86 | 39.04 | 42.9 | -5.17% |
Operating Profit | m | ||||||||
Net Profit | m | ||||||||
EPS Reported | |||||||||
Diluted Normalised EPS | |||||||||
EPS Growth | % | +18.49 | -1.17 | +21.7 | -2.13 | -11.58 | +3.19 | +32.11 | n/a |
PE Ratio | x | ||||||||
PEG | |||||||||
Profitability | |||||||||
Operating Margin | % | ||||||||
ROA | % | ||||||||
ROCE | % | ||||||||
ROE | % | ||||||||
Cashflow | |||||||||
Op. Cashflow ps | |||||||||
Capex ps | |||||||||
Free Cashflow ps | |||||||||
Dividends | |||||||||
Dividend ps | |||||||||
Dividend Growth | % | ||||||||
Dividend Yield | % | ||||||||
Dividend Cover | x | ||||||||
Balance Sheet | |||||||||
Cash etc | m | ||||||||
Working Capital | m | ||||||||
NFA | m | ||||||||
Net Debt | m | ||||||||
Book Value | m | ||||||||
Diluted Weighted Average Shares | m | ||||||||
Book Value ps |
Other Ratios
Leverage (ttm) | Total | - Intang | + Pension |
---|---|---|---|
Gross Gearing | |||
Net Gearing | |||
Cash / Assets |
Liquidity (ttm) | |
---|---|
Curr. Ratio | |
Quick Ratio | |
Interest Cov. |
Efficiency (ttm) | |
---|---|
Asset Turnover | |
Recs Turnover | |
Stock Turnover |
Recent History
Latest interim period vs. prior period | Industry | Market | |
---|---|---|---|
Sales Growth | |||
EPS Growth |
3yr Compound Annual Growth Rate | Industry | Market | |
---|---|---|---|
Sales CAGR | |||
EPS CAGR | |||
DPS CAGR |
Profile Summary
Provident Financial Holdings, Inc. is a holding company of Provident Savings Bank, F.S.B. (the Bank). The Bank is a federally chartered stock savings bank. The Bank is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The Bank conducts its business operations as Provident Bank, and through its subsidiary, Provident Financial Corp. The business activities of the Bank include community banking, investment services and trustee services for real estate transactions. The Bank’s community banking operations include accepting deposits from customers within the communities surrounding its full-service offices and investing those funds in the origination of single-family, multi-family and commercial real estate loans and, to a lesser extent, construction, commercial business, consumer and other mortgage loans to be held for investment. It operates 12 full-service banking offices in Riverside County.
Directors
- Craig Blunden CHM (73)
- Donavon Ternes PRE (61)
- Robert Ritter SVP (52)
- David Weiant OTH (62)
- Gwendolyn Wertz OTH (55)
- Roy Taylor LED (70)
- Joseph Barr IND (75)
- Bruce Bennett IND (72)
- Judy Carpenter IND (64)
- Debbi Guthrie IND (70)
- William Thomas IND (72)
- Last Annual
- June 30th, 2024
- Last Interim
- December 31st, 2024
- Incorporated
- January 10th, 1996
- Public Since
- June 28th, 1996
- No. of Shareholders
- 400
- No. of Employees
- 160
- Sector
- Banking Services
- Industry
- Financials
- Exchange
NASDAQ Global Select Market
- Shares in Issue
- 6,690,711

- Address
- 3756 Central Ave, RIVERSIDE, 92506-2421
- Web
- https://ir.myprovident.com/
- Phone
- +1 9096866060
- Auditors
- Deloitte & Touche LLP
Upcoming Events for PROV
Dividend For PROV.OQ - 0.1400 USD
Q4 2025 Provident Financial Holdings Inc Earnings Release
Q1 2026 Provident Financial Holdings Inc Earnings Release
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FAQ
As of Today at 22:47 UTC, shares in Provident Financial Holdings are trading at $14.65. This share price information is delayed by 15 minutes.
Shares in Provident Financial Holdings last closed at $14.65 and the price had moved by +12.69% over the past 365 days. In terms of relative price strength the Provident Financial Holdings share price has outperformed the S&P500 Index by +4.02% over the past year.
The overall consensus recommendation for Provident Financial Holdings is Hold. You can view the full broker recommendation list by unlocking its StockReport.
Find out moreThe Provident Financial Holdings dividend yield is 3.82% based on the trailing twelve month period.
Last year, Provident Financial Holdings paid a total dividend of $0.56, and it currently has a trailing dividend yield of 3.82%.Looking ahead, shares in Provident Financial Holdings are due to go ex-dividend on 2025-05-15 and the next dividend pay date is 2025-06-05.
Provident Financial Holdings are due to go ex-dividend on 2025-05-15 and the next dividend pay date is 2025-06-05. The historic dividend yield on Provident Financial Holdings shares is currently 3.82%.
To buy shares in Provident Financial Holdings you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
As of the previous close price of $14.65, shares in Provident Financial Holdings had a market capitalisation of $98.02m.
Here are the trading details for Provident Financial Holdings:
- Country of listing: United States
- Exchange: NSQ
- Ticker Symbol: PROV
Based on an overall assessment of its quality, value and momentum Provident Financial Holdings is currently classified as a Super Stock. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
The analyst consensus target price for shares in Provident Financial Holdings is $15.75. That is 7.51% above the last closing price of $14.65.
Analysts covering Provident Financial Holdings currently have a consensus Earnings Per Share (EPS) forecast of $1.09 for the next financial year.
Find out moreAn important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Provident Financial Holdings. Over the past six months, its share price has underperformed the S&P500 Index by -0.38%.
As of the last closing price of $14.65, shares in Provident Financial Holdings were trading -0.71% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
The Provident Financial Holdings PE ratio based on its reported earnings over the past 12 months is 10.63. The shares last closed at $14.65.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Provident Financial Holdings' management team is headed by:
- Craig Blunden - CHM
- Donavon Ternes - PRE
- Robert Ritter - SVP
- David Weiant - OTH
- Gwendolyn Wertz - OTH
- Roy Taylor - LED
- Joseph Barr - IND
- Bruce Bennett - IND
- Judy Carpenter - IND
- Debbi Guthrie - IND
- William Thomas - IND